Cost of Living in Twin Lakes, WI

Population 6,351 · Wisconsin · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Twin Lakes sits on the smaller end of the Wisconsin city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Twin Lakes is about 35 miles north of Elgin, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Elgin's $252,000 median.

Cost Overview

Housing 84
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Twin Lakes

The median home value in Twin Lakes is $257,000 — 16% below the national median of $305,000. Median rent runs $1,034/month, 21% lower than the national median of $1,314/month. The median household income of $85,800/year is 15% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. Overall, Twin Lakes has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$257,000
16% below avg
Zillow Home Value
$497,661
Zillow ZHVI
Median Rent
$1,034/mo
21% below avg
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 80.0%
Renter-occupied 20.0%

💰 Estimated Monthly Budget

Rent median rent
$1,034
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,648/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.4 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.2%

Commute Mode

Drove alone
82.9%
Carpooled
6.2%
Public transit
1.7%
Work from home
9.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$85,800
15% above avg
Per Capita Income
$45,716
Unemployment Rate
4.9%
2% above avg
Poverty Rate
7.9%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 14.1%
Graduate degree 9.3%

👥 Demographics

Median Age 50.6
Male median age 49
Female median age 50.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55.1%
Good air days/yr
206
Max AQI recorded
199
PM2.5 days
166
Ozone days

Frequently Asked Questions

What is the cost of living in Twin Lakes, WI?

Twin Lakes has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Twin Lakes, WI?

The median gross rent in Twin Lakes is $1,034 per month based on 2023 Census data.

What is the average home price in Twin Lakes?

The median home value in Twin Lakes is $257,000 according to Zillow and Census data.

What is the median income in Twin Lakes?

The median household income in Twin Lakes is $85,800 per year (2023 ACS 5-year estimates).

What is the sales tax in Twin Lakes, WI?

The combined state and local sales tax rate in Twin Lakes is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Twin Lakes, WI affordable?

Yes, Twin Lakes is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

Twin Lakes at a Glance

Population
6,351
Median Income
$85,800
Home Value
$257,000
Median Rent
$1,034/mo
Unemployment
4.9%
Sales Tax
5.4%
View all cities in Wisconsin →
🗺️ County data for Wisconsin

Explore county-level cost of living data

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