Cost of Living in Martinsburg, WV

Population 18,805 · West Virginia · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Martinsburg a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $232,000. Unemployment has stayed elevated relative to the national figure — 8.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 60 miles northwest of Arlington, Martinsburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 73% lower than Arlington's $865,000.

Cost Overview

Housing 76
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Martinsburg

The median home value in Martinsburg is $231,900 — 24% below the national median of $305,000. Median rent runs $1,090/month, 17% lower than the national median of $1,314/month. The median household income of $54,590/year is 27% lower than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. West Virginia's top state income tax rate is 6.5% and the combined sales tax is 6.4%. The climate averages highs of 64.8°F and lows of 43.4°F. Overall, Martinsburg has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$231,900
24% below avg
Zillow Home Value
$304,176
Zillow ZHVI
Median Rent
$1,090/mo
17% below avg
Zillow Rent
$1,555/mo
Zillow ZORI
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$658
1 BR
$729
2 BR
$883
3 BR
$1,182
4 BR
$1,304
Owner-occupied 50.2%
Renter-occupied 49.8%

💰 Estimated Monthly Budget

Rent median rent
$1,090
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,704/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
72.1%
Carpooled
11.7%
Public transit
2.3%
Walked
3.8%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.5%
Total Sales Tax 6.4%
State rate 6.0%
Avg local rate 0.4%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$54,590
27% below avg
Per Capita Income
$29,406
Unemployment Rate
8.0%
65% above avg
Poverty Rate
23.0%
Labor Force Participation
65.0%

🎓 Education

Bachelor's degree+ 15.5%
Graduate degree 7.5%

👥 Demographics

Median Age 37.5
Male median age 37.3
Female median age 37.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.8°F
Avg Low
43.4°F
Annual Precip
39"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414554657482878578675545
Low °F 242532425160656355443427
Precip" 2.602.143.423.364.053.853.783.024.032.992.733.00

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
74.4%
Good air days/yr
171
Max AQI recorded
68
PM2.5 days
209
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
15.6:1
Student-teacher ratio
33
Public schools
19,700
Total enrollment

Frequently Asked Questions

What is the cost of living in Martinsburg, WV?

Martinsburg has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Martinsburg, WV?

The median gross rent in Martinsburg is $1,090 per month based on 2023 Census data.

What is the average home price in Martinsburg?

The median home value in Martinsburg is $231,900 according to Zillow and Census data.

What is the median income in Martinsburg?

The median household income in Martinsburg is $54,590 per year (2023 ACS 5-year estimates).

What is the sales tax in Martinsburg, WV?

The combined state and local sales tax rate in Martinsburg is 6.4%. The West Virginia state income tax top rate is 6.5%.

Is Martinsburg, WV affordable?

Yes, Martinsburg is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Martinsburg?

Martinsburg has average high temperatures of 64.8°F and average lows of 43.4°F. Annual precipitation is 39". Data from NOAA 1991–2020 Climate Normals.

Martinsburg at a Glance

Population
18,805
Median Income
$54,590
Home Value
$231,900
Median Rent
$1,090/mo
Unemployment
8.0%
Avg High Temp
64.8°F
Sales Tax
6.4%
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