Spencer County , Kentucky
Population: 19,875 residents · 2023 Census ACS
Income $98,333 Home $297,600 Rent $954/mo
Page updated: · Data vintage: CDC PLACES 2023 · FEMA NRI v1.20
Across 19,875 residents, Spencer County tracks with a mixed cost-and-earnings profile — useful as a comparison anchor for Kentucky and neighboring counties alike. FEMA's National Risk Index ranks Spencer County in the bottom 13% nationally for natural-hazard exposure — an underrated factor in long-term housing-cost comparisons.
$98,333
Median Income
household
$297,600
Home Value
median
$954/mo
Monthly Rent
median gross
N/A
Unemployment
rate
Income & Housing
| Median Household Income | $98,333 |
| Per Capita Income | $40,963 |
| Poverty Rate | 7.4% |
| Median Home Value | $297,600 |
| Median Gross Rent | $954/mo |
| Owner Occupied | 86.6% |
| Renter Occupied | 13.4% |
Demographics & Education
| Total Population | 19,875 |
| Median Age | 43.3 yrs |
| Bachelor's or Higher | 22.1% |
Natural Hazard Risk
FEMA National Risk Index · county-level scores
Overall risk score: 13.3 · 13th national percentile
🌪️ Tornado
56.68
🌀 Hurricane
7.84
🔥 Wildfire
9.13
❄️ Winter Storm
26.32
🌍 Earthquake
39.15
☀️ Drought
20.71
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