Cost of Living in Hamilton, AL

Population 6,907 · Alabama · Data vintage 2023

37
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hamilton is a smaller Alabama community of around 7000 residents, where median household incomes of $53,714 and housing costs ($104,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Hamilton is about 65 miles northwest of Tuscaloosa, the nearest large metro. Median home values run roughly 56% lower than Tuscaloosa's $237,000.

Cost Overview

Housing 34
Rent 41

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hamilton

The median home value in Hamilton is $103,500 — 66% below the national median of $305,000. Median rent runs $544/month, 59% lower than the national median of $1,314/month. The median household income of $53,714/year is 28% lower than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Hamilton has a cost of living index of 37 versus the US average of 100, meaning it is 63% less expensive.

🏠 Housing

Median Home Value
$103,500
66% below avg
Zillow Home Value
$168,771
Zillow ZHVI
Median Rent
$544/mo
59% below avg
Price-to-Rent Ratio
15.9x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 63.8%
Renter-occupied 36.2%

💰 Estimated Monthly Budget

Rent median rent
$544
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,158/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.1 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.5%

Commute Mode

Drove alone
88.9%
Carpooled
4.7%
Work from home
6.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$53,714
28% below avg
Per Capita Income
$24,363
Unemployment Rate
4.4%
8% below avg
Poverty Rate
18.6%
Labor Force Participation
44.6%

🎓 Education

Bachelor's degree+ 8.9%
Graduate degree 5.3%

👥 Demographics

Median Age 42.6
Male median age 37
Female median age 46

Frequently Asked Questions

What is the cost of living in Hamilton, AL?

Hamilton has a cost index of 37 (100 = national average). It is 63% below the national average.

What is average rent in Hamilton, AL?

The median gross rent in Hamilton is $544 per month based on 2023 Census data.

What is the average home price in Hamilton?

The median home value in Hamilton is $103,500 according to Zillow and Census data.

What is the median income in Hamilton?

The median household income in Hamilton is $53,714 per year (2023 ACS 5-year estimates).

What is the sales tax in Hamilton, AL?

The combined state and local sales tax rate in Hamilton is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Hamilton, AL affordable?

Yes, Hamilton is generally considered affordable, with a cost of living index of 37 — about 63% below the US national average of 100.

Hamilton at a Glance

Population
6,907
Median Income
$53,714
Home Value
$103,500
Median Rent
$544/mo
Unemployment
4.4%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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