Cost of Living in Loxley, AL

Population 4,029 · Alabama · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Loxley a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $304,000. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.

Located 20 miles east of Mobile, Loxley falls within that metro's commuting orbit. Median home values run roughly 78% higher than Mobile's $170,000.

Cost Overview

Housing 100
Rent 111

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Loxley

The median home value in Loxley is $303,600 — equal to the national median of $305,000. Median rent runs $1,465/month, 11% higher than the national median of $1,314/month. The median household income of $85,250/year is 14% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Loxley has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$303,600
0% below avg
Zillow Home Value
$286,721
Zillow ZHVI
Median Rent
$1,465/mo
11% above avg
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 74.0%
Renter-occupied 26.0%

💰 Estimated Monthly Budget

Rent median rent
$1,465
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,079/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.0 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
85.7%
Carpooled
2.8%
Public transit
0.1%
Walked
0.8%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$85,250
14% above avg
Per Capita Income
$33,645
Unemployment Rate
1.7%
64% below avg
Poverty Rate
14.9%
Labor Force Participation
62.9%

🎓 Education

Bachelor's degree+ 19.5%
Graduate degree 8.3%

👥 Demographics

Median Age 37.2
Male median age 37.4
Female median age 36.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
68%
Good air days/yr
90
Max AQI recorded
239
PM2.5 days
108
Ozone days

Frequently Asked Questions

What is the cost of living in Loxley, AL?

Loxley has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Loxley, AL?

The median gross rent in Loxley is $1,465 per month based on 2023 Census data.

What is the average home price in Loxley?

The median home value in Loxley is $303,600 according to Zillow and Census data.

What is the median income in Loxley?

The median household income in Loxley is $85,250 per year (2023 ACS 5-year estimates).

What is the sales tax in Loxley, AL?

The combined state and local sales tax rate in Loxley is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Loxley, AL affordable?

Loxley is near the national average in terms of cost of living, with an index of 104 (100 = US average).

Loxley at a Glance

Population
4,029
Median Income
$85,250
Home Value
$303,600
Median Rent
$1,465/mo
Unemployment
1.7%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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