Cost of Living in Spanish Fort, AL

Population 10,377 · Alabama · Data vintage 2023

100
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Spanish Fort a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $314,000. An unemployment rate of 0.9% points to a labor market well on the tight side of the national distribution.

Spanish Fort sits roughly 14 miles east of Mobile — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 84% higher than Mobile's $170,000.

Cost Overview

Housing 103
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spanish Fort

The median home value in Spanish Fort is $314,000 — 3% above the national median of $305,000. Median rent runs $1,246/month, 5% lower than the national median of $1,314/month. The median household income of $101,574/year is 36% higher than the US median of $74,580. The local unemployment rate is 0.9%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Spanish Fort has a cost of living index of 100 versus the US average of 100, meaning it is on par with the national average.

🏠 Housing

Median Home Value
$314,000
3% above avg
Zillow Home Value
$378,574
Zillow ZHVI
Median Rent
$1,246/mo
5% below avg
Zillow Rent
$1,590/mo
Zillow ZORI
Price-to-Rent Ratio
21.0x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 67.4%
Renter-occupied 32.6%

💰 Estimated Monthly Budget

Rent median rent
$1,246
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,860/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.4 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
83.6%
Carpooled
3.5%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$101,574
36% above avg
Per Capita Income
$44,365
Unemployment Rate
0.9%
80% below avg
Poverty Rate
6.3%
Labor Force Participation
60.2%

🎓 Education

Bachelor's degree+ 23.3%
Graduate degree 21.2%

👥 Demographics

Median Age 37.3
Male median age 34.8
Female median age 43.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
68%
Good air days/yr
90
Max AQI recorded
239
PM2.5 days
108
Ozone days

Frequently Asked Questions

What is the cost of living in Spanish Fort, AL?

Spanish Fort has a cost index of 100 (100 = national average). It is near the national average.

What is average rent in Spanish Fort, AL?

The median gross rent in Spanish Fort is $1,246 per month based on 2023 Census data.

What is the average home price in Spanish Fort?

The median home value in Spanish Fort is $314,000 according to Zillow and Census data.

What is the median income in Spanish Fort?

The median household income in Spanish Fort is $101,574 per year (2023 ACS 5-year estimates).

What is the sales tax in Spanish Fort, AL?

The combined state and local sales tax rate in Spanish Fort is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Spanish Fort, AL affordable?

Spanish Fort is near the national average in terms of cost of living, with an index of 100 (100 = US average).

Spanish Fort at a Glance

Population
10,377
Median Income
$101,574
Home Value
$314,000
Median Rent
$1,246/mo
Unemployment
0.9%
Sales Tax
9.2%
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🗺️ County data for Alabama

Explore county-level cost of living data

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