Cost of Living in Madison, AL

Population 58,335 · Alabama · Data vintage 2023

114
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Madison's cost indicators track within a reasonable band of national figures, with median household incomes near $131,436 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Madison sits roughly 5 miles west of Huntsville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 40% higher than Huntsville's $263,000.

Cost Overview

Housing 121
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Madison

The median home value in Madison is $367,900 — 21% above the national median of $305,000. Median rent runs $1,375/month, 5% higher than the national median of $1,314/month. The median household income of $131,436/year is 76% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Madison has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.

🏠 Housing

Median Home Value
$367,900
21% above avg
Zillow Home Value
$372,091
Zillow ZHVI
Median Rent
$1,375/mo
5% above avg
Zillow Rent
$1,490/mo
Zillow ZORI
Price-to-Rent Ratio
22.3x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 74.7%
Renter-occupied 25.3%

💰 Estimated Monthly Budget

Rent median rent
$1,375
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,989/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.8%

Commute Mode

Drove alone
75.0%
Carpooled
4.3%
Walked
0.2%
Bicycle
0.1%
Work from home
18.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$131,436
76% above avg
Per Capita Income
$54,644
Unemployment Rate
2.5%
49% below avg
Poverty Rate
4.0%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 36.3%
Graduate degree 29.6%

👥 Demographics

Median Age 37.9
Male median age 37.5
Female median age 38.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
56%
Good air days/yr
135
Max AQI recorded
272
PM2.5 days
92
Ozone days

Frequently Asked Questions

What is the cost of living in Madison, AL?

Madison has a cost index of 114 (100 = national average). It is 14% above the national average.

What is average rent in Madison, AL?

The median gross rent in Madison is $1,375 per month based on 2023 Census data.

What is the average home price in Madison?

The median home value in Madison is $367,900 according to Zillow and Census data.

What is the median income in Madison?

The median household income in Madison is $131,436 per year (2023 ACS 5-year estimates).

What is the sales tax in Madison, AL?

The combined state and local sales tax rate in Madison is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Madison, AL affordable?

Madison is above average in cost of living, with an index of 114 — about 14% higher than the national average.

Madison at a Glance

Population
58,335
Median Income
$131,436
Home Value
$367,900
Median Rent
$1,375/mo
Unemployment
2.5%
Sales Tax
9.2%
View all cities in Alabama →
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Explore county-level cost of living data

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