Cost of Living in Wesley Chapel, FL

Population 71,965 · Florida · Data vintage 2023

133
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Wesley Chapel is effectively a commuter community: the average resident spends 35 minutes each way getting to work, well above the 27-minute US median. Housing costs ($369,000 for a typical home) tend to reflect the tradeoff between price and access.

Located 20 miles north of Brandon, Wesley Chapel falls within that metro's commuting orbit. Median home values run roughly 25% higher than Brandon's $294,000.

Cost Overview

Housing 121
Rent 152

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wesley Chapel

The median home value in Wesley Chapel is $368,600 — 21% above the national median of $305,000. Median rent runs $2,000/month, 52% higher than the national median of $1,314/month. The median household income of $107,004/year is 43% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Wesley Chapel has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.

🏠 Housing

Median Home Value
$368,600
21% above avg
Zillow Home Value
$401,530
Zillow ZHVI
Median Rent
$2,000/mo
52% above avg
Zillow Rent
$2,222/mo
Zillow ZORI
Price-to-Rent Ratio
15.4x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 76.6%
Renter-occupied 23.4%

💰 Estimated Monthly Budget

Rent median rent
$2,000
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,614/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.0 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.2%

Commute Mode

Drove alone
60.9%
Carpooled
10.7%
Public transit
0.1%
Walked
0.4%
Bicycle
0.5%
Work from home
26.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$107,004
43% above avg
Per Capita Income
$44,363
Unemployment Rate
4.7%
3% below avg
Poverty Rate
7.0%
Labor Force Participation
70.8%

🎓 Education

Bachelor's degree+ 28.1%
Graduate degree 19.0%

👥 Demographics

Median Age 36.7
Male median age 36.3
Female median age 36.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
88.5%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Wesley Chapel, FL?

Wesley Chapel has a cost index of 133 (100 = national average). It is 33% above the national average.

What is average rent in Wesley Chapel, FL?

The median gross rent in Wesley Chapel is $2,000 per month based on 2023 Census data.

What is the average home price in Wesley Chapel?

The median home value in Wesley Chapel is $368,600 according to Zillow and Census data.

What is the median income in Wesley Chapel?

The median household income in Wesley Chapel is $107,004 per year (2023 ACS 5-year estimates).

What is the sales tax in Wesley Chapel, FL?

The combined state and local sales tax rate in Wesley Chapel is 7.0%. Florida has no state income tax.

Is Wesley Chapel, FL affordable?

Wesley Chapel is above average in cost of living, with an index of 133 — about 33% higher than the national average.

Wesley Chapel at a Glance

Population
71,965
Median Income
$107,004
Home Value
$368,600
Median Rent
$2,000/mo
Unemployment
4.7%
Sales Tax
7.0%
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Explore county-level cost of living data

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