Cost of Living in Zephyrhills West, FL

Population 5,770 · Florida · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Zephyrhills West skews considerably older than the national median, with an average age of 66. Reported household income of $49,315 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities. The labor market has been unusually tight, with unemployment around 1.0% — below most comparable cities in the state.

Zephyrhills West sits roughly 20 miles northwest of Lakeland — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 61% lower than Lakeland's $229,000.

Cost Overview

Housing 29
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Zephyrhills West

The median home value in Zephyrhills West is $89,700 — 71% below the national median of $305,000. Median rent runs $996/month, 24% lower than the national median of $1,314/month. The median household income of $49,315/year is 34% lower than the US median of $74,580. The local unemployment rate is 1.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Zephyrhills West has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$89,700
71% below avg
Median Rent
$996/mo
24% below avg
Price-to-Rent Ratio
7.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 81.2%
Renter-occupied 18.8%

💰 Estimated Monthly Budget

Rent median rent
$996
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,610/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.8 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
83.8%
Carpooled
6.3%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$49,315
34% below avg
Per Capita Income
$38,499
Unemployment Rate
1.0%
79% below avg
Poverty Rate
12.8%
Labor Force Participation
32.4%

🎓 Education

Bachelor's degree+ 9.8%
Graduate degree 3.3%

👥 Demographics

Median Age 65.8
Male median age 66.8
Female median age 65.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
88.5%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Zephyrhills West, FL?

Zephyrhills West has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Zephyrhills West, FL?

The median gross rent in Zephyrhills West is $996 per month based on 2023 Census data.

What is the average home price in Zephyrhills West?

The median home value in Zephyrhills West is $89,700 according to 2023 Census ACS data.

What is the median income in Zephyrhills West?

The median household income in Zephyrhills West is $49,315 per year (2023 ACS 5-year estimates).

What is the sales tax in Zephyrhills West, FL?

The combined state and local sales tax rate in Zephyrhills West is 7.0%. Florida has no state income tax.

Is Zephyrhills West, FL affordable?

Yes, Zephyrhills West is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

Zephyrhills West at a Glance

Population
5,770
Median Income
$49,315
Home Value
$89,700
Median Rent
$996/mo
Unemployment
1.0%
Sales Tax
7.0%
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Explore county-level cost of living data

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