Cost of Living in Dayton, OH

Population 136,741 · Ohio · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Dayton run well below national norms — a median of $43,454 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $93,000). At 9.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Cost Overview

Housing 31
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Dayton

The median home value in Dayton is $93,200 — 69% below the national median of $305,000. Median rent runs $866/month, 34% lower than the national median of $1,314/month. The median household income of $43,454/year is 42% lower than the US median of $74,580. The local unemployment rate is 9.7%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 63.4°F and lows of 44.5°F, with about 25" of annual snowfall. Overall, Dayton has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$93,200
69% below avg
Zillow Home Value
$133,852
Zillow ZHVI
Median Rent
$866/mo
34% below avg
Zillow Rent
$1,186/mo
Zillow ZORI
Price-to-Rent Ratio
9.0x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 48.2%
Renter-occupied 51.8%

💰 Estimated Monthly Budget

Rent median rent
$866
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,480/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.3 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
71.2%
Carpooled
9.7%
Public transit
3.7%
Walked
5.2%
Bicycle
0.2%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$43,454
42% below avg
Per Capita Income
$26,381
Unemployment Rate
9.7%
102% above avg
Poverty Rate
27.1%
Labor Force Participation
58.5%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 7.8%

👥 Demographics

Median Age 34.2
Male median age 33.6
Female median age 34.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.5°F
Annual Precip
41.3"
Annual Snowfall
25"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374152657483868579665342
Low °F 222533435463666457463527
Precip" 3.082.353.504.464.514.143.952.963.312.953.073.05
Snow" 8.36.63.90.40.00.00.00.00.00.20.84.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
196
Max AQI recorded
246
PM2.5 days
116
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

74.1%
4-Year Graduation Rate
16.2:1
Student-teacher ratio
44
Public schools
20,303
Total enrollment

Frequently Asked Questions

What is the cost of living in Dayton, OH?

Dayton has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Dayton, OH?

The median gross rent in Dayton is $866 per month based on 2023 Census data.

What is the average home price in Dayton?

The median home value in Dayton is $93,200 according to Zillow and Census data.

What is the median income in Dayton?

The median household income in Dayton is $43,454 per year (2023 ACS 5-year estimates).

What is the sales tax in Dayton, OH?

The combined state and local sales tax rate in Dayton is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Dayton, OH affordable?

Yes, Dayton is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

What is the weather like in Dayton?

Dayton has average high temperatures of 63.4°F and average lows of 44.5°F. Annual precipitation is 41.3". Average annual snowfall is 25". Data from NOAA 1991–2020 Climate Normals.

Dayton at a Glance

Population
136,741
Median Income
$43,454
Home Value
$93,200
Median Rent
$866/mo
Unemployment
9.7%
Avg High Temp
63.4°F
Sales Tax
7.2%
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