Cost of Living in Moraine, OH
Population 6,503 · Ohio · Data vintage 2023
(100 = US avg)
Moraine's median household income of $44,648 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (27% here).
Located 6 miles southwest of Dayton, Moraine falls within that metro's commuting orbit. Median home values run roughly 37% higher than Dayton's $93,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Moraine
The median home value in Moraine is $128,100 — 58% below the national median of $305,000. Median rent runs $959/month, 27% lower than the national median of $1,314/month. The median household income of $44,648/year is 40% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 64.2°F and lows of 44.0°F. Overall, Moraine has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.
Moraine has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 43 | 53 | 65 | 75 | 83 | 86 | 85 | 79 | 67 | 54 | 43 |
| Low °F | 22 | 25 | 33 | 43 | 53 | 62 | 65 | 63 | 56 | 45 | 35 | 27 |
| Precip" | 2.91 | 2.33 | 3.48 | 4.37 | 4.21 | 4.90 | 3.63 | 2.81 | 2.97 | 3.02 | 3.13 | 3.21 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Moraine, OH?
Moraine has a cost index of 54 (100 = national average). It is 46% below the national average.
What is average rent in Moraine, OH?
The median gross rent in Moraine is $959 per month based on 2023 Census data.
What is the average home price in Moraine?
The median home value in Moraine is $128,100 according to Zillow and Census data.
What is the median income in Moraine?
The median household income in Moraine is $44,648 per year (2023 ACS 5-year estimates).
What is the sales tax in Moraine, OH?
The combined state and local sales tax rate in Moraine is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Moraine, OH affordable?
Yes, Moraine is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.
What is the weather like in Moraine?
Moraine has average high temperatures of 64.2°F and average lows of 44.0°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Moraine at a Glance
- Population
- 6,503
- Median Income
- $44,648
- Home Value
- $128,100
- Median Rent
- $959/mo
- Unemployment
- 4.2%
- Avg High Temp
- 64.2°F
- Sales Tax
- 7.2%
Nearby Cities
Explore county-level cost of living data
Ohio Rankings
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