Cost of Living in Centerville, OH

Population 24,815 · Ohio · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Centerville sits on the smaller end of the Ohio city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Centerville sits roughly 11 miles south of Dayton — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 181% higher than Dayton's $93,000.

Cost Overview

Housing 86
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Centerville

The median home value in Centerville is $262,300 — 14% below the national median of $305,000. Median rent runs $1,182/month, 10% lower than the national median of $1,314/month. The median household income of $81,500/year is 9% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 64.2°F and lows of 44.0°F. Overall, Centerville has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$262,300
14% below avg
Zillow Home Value
$377,338
Zillow ZHVI
Median Rent
$1,182/mo
10% below avg
Zillow Rent
$1,719/mo
Zillow ZORI
Price-to-Rent Ratio
18.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 68.0%
Renter-occupied 32.0%

💰 Estimated Monthly Budget

Rent median rent
$1,182
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,796/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.1 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
76.3%
Carpooled
4.7%
Public transit
0.5%
Walked
1.7%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$81,500
9% above avg
Per Capita Income
$50,770
Unemployment Rate
3.4%
29% below avg
Poverty Rate
8.9%
Labor Force Participation
60.1%

🎓 Education

Bachelor's degree+ 26.4%
Graduate degree 21.0%

👥 Demographics

Median Age 48.4
Male median age 42.2
Female median age 53.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.2°F
Avg Low
44.0°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394353657583868579675443
Low °F 222533435362656356453527
Precip" 2.912.333.484.374.214.903.632.812.973.023.133.21

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
196
Max AQI recorded
246
PM2.5 days
116
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
18.2:1
Student-teacher ratio
12
Public schools
8,413
Total enrollment

Frequently Asked Questions

What is the cost of living in Centerville, OH?

Centerville has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Centerville, OH?

The median gross rent in Centerville is $1,182 per month based on 2023 Census data.

What is the average home price in Centerville?

The median home value in Centerville is $262,300 according to Zillow and Census data.

What is the median income in Centerville?

The median household income in Centerville is $81,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Centerville, OH?

The combined state and local sales tax rate in Centerville is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Centerville, OH affordable?

Yes, Centerville is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Centerville?

Centerville has average high temperatures of 64.2°F and average lows of 44.0°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Centerville at a Glance

Population
24,815
Median Income
$81,500
Home Value
$262,300
Median Rent
$1,182/mo
Unemployment
3.4%
Avg High Temp
64.2°F
Sales Tax
7.2%
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