Cost of Living in Bellbrook, OH

Population 7,344 · Ohio · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bellbrook sits on the smaller end of the Ohio city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 0.6% — below most comparable cities in the state.

Geographically, Bellbrook sits roughly 12 miles southeast of Dayton. Median home values run roughly 164% higher than Dayton's $93,000.

Cost Overview

Housing 81
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bellbrook

The median home value in Bellbrook is $246,200 — 19% below the national median of $305,000. Median rent runs $1,234/month, 6% lower than the national median of $1,314/month. The median household income of $101,455/year is 36% higher than the US median of $74,580. The local unemployment rate is 0.6%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 64.2°F and lows of 44.0°F. Overall, Bellbrook has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$246,200
19% below avg
Zillow Home Value
$149,190
Zillow ZHVI
Median Rent
$1,234/mo
6% below avg
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 75.9%
Renter-occupied 24.1%

💰 Estimated Monthly Budget

Rent median rent
$1,234
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,848/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.4%

Commute Mode

Drove alone
73.7%
Carpooled
8.2%
Work from home
16.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$101,455
36% above avg
Per Capita Income
$51,645
Unemployment Rate
0.6%
87% below avg
Poverty Rate
2.9%
Labor Force Participation
61.6%

🎓 Education

Bachelor's degree+ 29.8%
Graduate degree 20.4%

👥 Demographics

Median Age 43.4
Male median age 41.7
Female median age 45.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.2°F
Avg Low
44.0°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394353657583868579675443
Low °F 222533435362656356453527
Precip" 2.912.333.484.374.214.903.632.812.973.023.133.21

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
76.6%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
244
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
20.7:1
Student-teacher ratio
4
Public schools
2,756
Total enrollment

Frequently Asked Questions

What is the cost of living in Bellbrook, OH?

Bellbrook has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in Bellbrook, OH?

The median gross rent in Bellbrook is $1,234 per month based on 2023 Census data.

What is the average home price in Bellbrook?

The median home value in Bellbrook is $246,200 according to Zillow and Census data.

What is the median income in Bellbrook?

The median household income in Bellbrook is $101,455 per year (2023 ACS 5-year estimates).

What is the sales tax in Bellbrook, OH?

The combined state and local sales tax rate in Bellbrook is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Bellbrook, OH affordable?

Yes, Bellbrook is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Bellbrook?

Bellbrook has average high temperatures of 64.2°F and average lows of 44.0°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Bellbrook at a Glance

Population
7,344
Median Income
$101,455
Home Value
$246,200
Median Rent
$1,234/mo
Unemployment
0.6%
Avg High Temp
64.2°F
Sales Tax
7.2%
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