Cost of Living in Xenia, OH

Population 25,555 · Ohio · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Xenia lands reasonably close to national benchmarks on most cost indicators, with a median home value of $147,000 — 52% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Ohio.

Located 15 miles east of Dayton, Xenia falls within that metro's commuting orbit. Median home values run roughly 58% higher than Dayton's $93,000.

Cost Overview

Housing 48
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Xenia

The median home value in Xenia is $147,300 — 52% below the national median of $305,000. Median rent runs $895/month, 32% lower than the national median of $1,314/month. The median household income of $54,616/year is 27% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 64.2°F and lows of 44.0°F. Overall, Xenia has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$147,300
52% below avg
Zillow Home Value
$247,247
Zillow ZHVI
Median Rent
$895/mo
32% below avg
Zillow Rent
$1,363/mo
Zillow ZORI
Price-to-Rent Ratio
13.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 59.0%
Renter-occupied 41.0%

💰 Estimated Monthly Budget

Rent median rent
$895
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,509/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.2%

Commute Mode

Drove alone
86.3%
Carpooled
6.1%
Public transit
0.5%
Walked
0.9%
Bicycle
0.7%
Work from home
5.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$54,616
27% below avg
Per Capita Income
$30,682
Unemployment Rate
5.5%
15% above avg
Poverty Rate
17.2%
Labor Force Participation
58.4%

🎓 Education

Bachelor's degree+ 13.5%
Graduate degree 7.7%

👥 Demographics

Median Age 39.6
Male median age 37.9
Female median age 42

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.2°F
Avg Low
44.0°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394353657583868579675443
Low °F 222533435362656356453527
Precip" 2.912.333.484.374.214.903.632.812.973.023.133.21

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
76.6%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
244
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
18.8:1
Student-teacher ratio
8
Public schools
4,089
Total enrollment

Frequently Asked Questions

What is the cost of living in Xenia, OH?

Xenia has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Xenia, OH?

The median gross rent in Xenia is $895 per month based on 2023 Census data.

What is the average home price in Xenia?

The median home value in Xenia is $147,300 according to Zillow and Census data.

What is the median income in Xenia?

The median household income in Xenia is $54,616 per year (2023 ACS 5-year estimates).

What is the sales tax in Xenia, OH?

The combined state and local sales tax rate in Xenia is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Xenia, OH affordable?

Yes, Xenia is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

What is the weather like in Xenia?

Xenia has average high temperatures of 64.2°F and average lows of 44.0°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Xenia at a Glance

Population
25,555
Median Income
$54,616
Home Value
$147,300
Median Rent
$895/mo
Unemployment
5.5%
Avg High Temp
64.2°F
Sales Tax
7.2%
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