Cost of Living in Cedarville, OH

Population 3,759 · Ohio · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cedarville sits on the smaller end of the Ohio city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cedarville sits roughly 20 miles east of Dayton — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 105% higher than Dayton's $93,000.

Cost Overview

Housing 63
Rent 61

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cedarville

The median home value in Cedarville is $191,200 — 37% below the national median of $305,000. Median rent runs $805/month, 39% lower than the national median of $1,314/month. The median household income of $53,304/year is 29% lower than the US median of $74,580. The local unemployment rate is 7.5%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 62.4°F and lows of 42.8°F. Overall, Cedarville has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$191,200
37% below avg
Zillow Home Value
$195,867
Zillow ZHVI
Median Rent
$805/mo
39% below avg
Price-to-Rent Ratio
19.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 53.4%
Renter-occupied 46.6%

💰 Estimated Monthly Budget

Rent median rent
$805
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,419/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.8 min
45% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.4%

Commute Mode

Drove alone
47.8%
Carpooled
2.0%
Public transit
0.1%
Walked
38.4%
Bicycle
1.1%
Work from home
9.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$53,304
29% below avg
Per Capita Income
$16,054
Unemployment Rate
7.5%
56% above avg
Poverty Rate
19.3%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 21.4%
Graduate degree 17.4%

👥 Demographics

Median Age 20.5
Male median age 20.7
Female median age 20.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
42.8°F
Annual Precip
42.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374151647382848377655241
Low °F 212432425260636154443427
Precip" 2.912.733.634.464.634.643.883.162.933.203.053.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
76.6%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
244
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
17.7:1
Student-teacher ratio
2
Public schools
618
Total enrollment

Frequently Asked Questions

What is the cost of living in Cedarville, OH?

Cedarville has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Cedarville, OH?

The median gross rent in Cedarville is $805 per month based on 2023 Census data.

What is the average home price in Cedarville?

The median home value in Cedarville is $191,200 according to Zillow and Census data.

What is the median income in Cedarville?

The median household income in Cedarville is $53,304 per year (2023 ACS 5-year estimates).

What is the sales tax in Cedarville, OH?

The combined state and local sales tax rate in Cedarville is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Cedarville, OH affordable?

Yes, Cedarville is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

What is the weather like in Cedarville?

Cedarville has average high temperatures of 62.4°F and average lows of 42.8°F. Annual precipitation is 42.4". Data from NOAA 1991–2020 Climate Normals.

Cedarville at a Glance

Population
3,759
Median Income
$53,304
Home Value
$191,200
Median Rent
$805/mo
Unemployment
7.5%
Avg High Temp
62.4°F
Sales Tax
7.2%
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