Cost of Living in Springfield, OH
Population 58,410 · Ohio · Data vintage 2023
(100 = US avg)
Springfield's median household income of $45,883 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (23% here). Unemployment has stayed elevated relative to the national figure — 9.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Springfield sits roughly 25 miles east of Dayton. Median home values run roughly 15% higher than Dayton's $93,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Springfield
The median home value in Springfield is $107,600 — 65% below the national median of $305,000. Median rent runs $805/month, 39% lower than the national median of $1,314/month. The median household income of $45,883/year is 38% lower than the US median of $74,580. The local unemployment rate is 9.0%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 63.4°F and lows of 44.5°F, with about 25" of annual snowfall. Overall, Springfield has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 37 | 41 | 52 | 65 | 74 | 83 | 86 | 85 | 79 | 66 | 53 | 42 |
| Low °F | 22 | 25 | 33 | 43 | 54 | 63 | 66 | 64 | 57 | 46 | 35 | 27 |
| Precip" | 3.08 | 2.35 | 3.50 | 4.46 | 4.51 | 4.14 | 3.95 | 2.96 | 3.31 | 2.95 | 3.07 | 3.05 |
| Snow" | 8.3 | 6.6 | 3.9 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 0.8 | 4.8 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Springfield, OH?
Springfield has a cost index of 46 (100 = national average). It is 54% below the national average.
What is average rent in Springfield, OH?
The median gross rent in Springfield is $805 per month based on 2023 Census data.
What is the average home price in Springfield?
The median home value in Springfield is $107,600 according to Zillow and Census data.
What is the median income in Springfield?
The median household income in Springfield is $45,883 per year (2023 ACS 5-year estimates).
What is the sales tax in Springfield, OH?
The combined state and local sales tax rate in Springfield is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Springfield, OH affordable?
Yes, Springfield is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.
What is the weather like in Springfield?
Springfield has average high temperatures of 63.4°F and average lows of 44.5°F. Annual precipitation is 41.3". Average annual snowfall is 25". Data from NOAA 1991–2020 Climate Normals.
Springfield at a Glance
- Population
- 58,410
- Median Income
- $45,883
- Home Value
- $107,600
- Median Rent
- $805/mo
- Unemployment
- 9.0%
- Avg High Temp
- 63.4°F
- Sales Tax
- 7.2%
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Explore county-level cost of living data
Ohio Rankings
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