Cost of Living in University CDP (Hillsborough County), FL

Population 48,868 · Florida · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $36,483, median household incomes in University CDP (Hillsborough County) land roughly 51% below the US median, a gap that tends to persist across local labor-market indicators. Rent burden runs high: typical rents of $1,185/month consume roughly 39% of median household income, past the 30% threshold most affordability frameworks flag as strained.

University CDP (Hillsborough County) sits roughly 8 miles north of Tampa — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 61% lower than Tampa's $375,000.

Cost Overview

Housing 48
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in University CDP (Hillsborough County)

The median home value in University CDP (Hillsborough County) is $146,400 — 52% below the national median of $305,000. Median rent runs $1,185/month, 10% lower than the national median of $1,314/month. The median household income of $36,483/year is 51% lower than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, University CDP (Hillsborough County) has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$146,400
52% below avg
Median Rent
$1,185/mo
10% below avg
Price-to-Rent Ratio
10.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 14.5%
Renter-occupied 85.5%

💰 Estimated Monthly Budget

Rent median rent
$1,185
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,799/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
63.9%
Carpooled
15.5%
Public transit
3.2%
Walked
3.8%
Bicycle
1.0%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$36,483
51% below avg
Per Capita Income
$20,209
Unemployment Rate
5.7%
18% above avg
Poverty Rate
35.7%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 12.7%
Graduate degree 7.3%

👥 Demographics

Median Age 27.5
Male median age 26.8
Female median age 28.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
42.7%
Good air days/yr
114
Max AQI recorded
261
PM2.5 days
102
Ozone days

Frequently Asked Questions

What is the cost of living in University CDP (Hillsborough County), FL?

University CDP (Hillsborough County) has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in University CDP (Hillsborough County), FL?

The median gross rent in University CDP (Hillsborough County) is $1,185 per month based on 2023 Census data.

What is the average home price in University CDP (Hillsborough County)?

The median home value in University CDP (Hillsborough County) is $146,400 according to 2023 Census ACS data.

What is the median income in University CDP (Hillsborough County)?

The median household income in University CDP (Hillsborough County) is $36,483 per year (2023 ACS 5-year estimates).

What is the sales tax in University CDP (Hillsborough County), FL?

The combined state and local sales tax rate in University CDP (Hillsborough County) is 7.0%. Florida has no state income tax.

Is University CDP (Hillsborough County), FL affordable?

Yes, University CDP (Hillsborough County) is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

University CDP (Hillsborough County) at a Glance

Population
48,868
Median Income
$36,483
Home Value
$146,400
Median Rent
$1,185/mo
Unemployment
5.7%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs