Cost of Living in Evansville, IN

Population 116,441 · Indiana · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Evansville cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $129,000, rents near $949 a month.

Cost Overview

Housing 42
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Evansville

The median home value in Evansville is $129,100 — 58% below the national median of $305,000. Median rent runs $949/month, 28% lower than the national median of $1,314/month. The median household income of $52,251/year is 30% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. The climate averages highs of 67.2°F and lows of 47.1°F, with about 10.8" of annual snowfall. Overall, Evansville has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$129,100
58% below avg
Zillow Home Value
$194,790
Zillow ZHVI
Median Rent
$949/mo
28% below avg
Zillow Rent
$1,009/mo
Zillow ZORI
Price-to-Rent Ratio
11.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 53.9%
Renter-occupied 46.1%

💰 Estimated Monthly Budget

Rent median rent
$949
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,563/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.3 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.2%

Commute Mode

Drove alone
78.5%
Carpooled
10.4%
Public transit
1.0%
Walked
3.1%
Bicycle
0.5%
Work from home
5.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$52,251
30% below avg
Per Capita Income
$31,236
Unemployment Rate
5.3%
10% above avg
Poverty Rate
18.6%
Labor Force Participation
63.4%

🎓 Education

Bachelor's degree+ 15.2%
Graduate degree 7.1%

👥 Demographics

Median Age 38.1
Male median age 36.5
Female median age 39

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
67.2°F
Avg Low
47.1°F
Annual Precip
47.9"
Annual Snowfall
10.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 424757687786898882705646
Low °F 262836465765696759473730
Precip" 3.353.224.605.145.124.444.383.073.313.394.113.78
Snow" 3.43.11.10.00.00.00.00.00.00.20.22.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
41.6%
Good air days/yr
179
Max AQI recorded
246
PM2.5 days
119
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
39
Public schools
22,822
Total enrollment

Frequently Asked Questions

What is the cost of living in Evansville, IN?

Evansville has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Evansville, IN?

The median gross rent in Evansville is $949 per month based on 2023 Census data.

What is the average home price in Evansville?

The median home value in Evansville is $129,100 according to Zillow and Census data.

What is the median income in Evansville?

The median household income in Evansville is $52,251 per year (2023 ACS 5-year estimates).

What is the sales tax in Evansville, IN?

The combined state and local sales tax rate in Evansville is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Evansville, IN affordable?

Yes, Evansville is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

What is the weather like in Evansville?

Evansville has average high temperatures of 67.2°F and average lows of 47.1°F. Annual precipitation is 47.9". Average annual snowfall is 10.8". Data from NOAA 1991–2020 Climate Normals.

Evansville at a Glance

Population
116,441
Median Income
$52,251
Home Value
$129,100
Median Rent
$949/mo
Unemployment
5.3%
Avg High Temp
67.2°F
Sales Tax
7.0%
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