Cost of Living in Zephyrhills, FL
Population 18,471 · Florida · Data vintage 2023
(100 = US avg)
Zephyrhills is a smaller Florida community of around 18000 residents, where median household incomes of $49,295 and housing costs ($192,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Zephyrhills sits roughly 20 miles northwest of Lakeland — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 16% lower than Lakeland's $229,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Zephyrhills
The median home value in Zephyrhills is $191,700 — 37% below the national median of $305,000. Median rent runs $1,034/month, 21% lower than the national median of $1,314/month. The median household income of $49,295/year is 34% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Zephyrhills has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Zephyrhills, FL?
Zephyrhills has a cost index of 69 (100 = national average). It is 31% below the national average.
What is average rent in Zephyrhills, FL?
The median gross rent in Zephyrhills is $1,034 per month based on 2023 Census data.
What is the average home price in Zephyrhills?
The median home value in Zephyrhills is $191,700 according to Zillow and Census data.
What is the median income in Zephyrhills?
The median household income in Zephyrhills is $49,295 per year (2023 ACS 5-year estimates).
What is the sales tax in Zephyrhills, FL?
The combined state and local sales tax rate in Zephyrhills is 7.0%. Florida has no state income tax.
Is Zephyrhills, FL affordable?
Yes, Zephyrhills is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.
Zephyrhills at a Glance
- Population
- 18,471
- Median Income
- $49,295
- Home Value
- $191,700
- Median Rent
- $1,034/mo
- Unemployment
- 3.8%
- Sales Tax
- 7.0%
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