Cost of Living in Dade City, FL

Population 7,570 · Florida · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Dade City is a smaller Florida community of around 8000 residents, where median household incomes of $63,041 and housing costs ($212,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Dade City sits roughly 20 miles east of Spring Hill — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% lower than Spring Hill's $248,000.

Cost Overview

Housing 69
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Dade City

The median home value in Dade City is $211,900 — 31% below the national median of $305,000. Median rent runs $1,002/month, 24% lower than the national median of $1,314/month. The median household income of $63,041/year is 15% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Dade City has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$211,900
31% below avg
Zillow Home Value
$316,814
Zillow ZHVI
Median Rent
$1,002/mo
24% below avg
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 65.3%
Renter-occupied 34.7%

💰 Estimated Monthly Budget

Rent median rent
$1,002
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,616/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.4 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
80.8%
Carpooled
9.5%
Walked
0.5%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$63,041
15% below avg
Per Capita Income
$32,158
Unemployment Rate
8.6%
80% above avg
Poverty Rate
12.7%
Labor Force Participation
49.6%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 2.8%

👥 Demographics

Median Age 42.6
Male median age 40.5
Female median age 46.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
88.5%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Dade City, FL?

Dade City has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Dade City, FL?

The median gross rent in Dade City is $1,002 per month based on 2023 Census data.

What is the average home price in Dade City?

The median home value in Dade City is $211,900 according to Zillow and Census data.

What is the median income in Dade City?

The median household income in Dade City is $63,041 per year (2023 ACS 5-year estimates).

What is the sales tax in Dade City, FL?

The combined state and local sales tax rate in Dade City is 7.0%. Florida has no state income tax.

Is Dade City, FL affordable?

Yes, Dade City is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.