Cost of Living in Eloy, AZ
Population 16,671 · Arizona · Data vintage 2023
(100 = US avg)
Eloy is a smaller Arizona community of around 17000 residents, where median household incomes of $54,080 and housing costs ($244,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Located 30 miles south of San Tan Valley, Eloy falls within that metro's commuting orbit. Median home values run roughly 33% lower than San Tan Valley's $366,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Eloy
The median home value in Eloy is $243,600 — 20% below the national median of $305,000. Median rent runs $938/month, 29% lower than the national median of $1,314/month. The median household income of $54,080/year is 27% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Arizona's top state income tax rate is 2.5% and the combined sales tax is 8.4%. Overall, Eloy has a cost of living index of 76 versus the US average of 100, meaning it is 24% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Eloy, AZ?
Eloy has a cost index of 76 (100 = national average). It is 24% below the national average.
What is average rent in Eloy, AZ?
The median gross rent in Eloy is $938 per month based on 2023 Census data.
What is the average home price in Eloy?
The median home value in Eloy is $243,600 according to Zillow and Census data.
What is the median income in Eloy?
The median household income in Eloy is $54,080 per year (2023 ACS 5-year estimates).
What is the sales tax in Eloy, AZ?
The combined state and local sales tax rate in Eloy is 8.4%. The Arizona state income tax top rate is 2.5%.
Is Eloy, AZ affordable?
Yes, Eloy is generally considered affordable, with a cost of living index of 76 — about 24% below the US national average of 100.
Eloy at a Glance
- Population
- 16,671
- Median Income
- $54,080
- Home Value
- $243,600
- Median Rent
- $938/mo
- Unemployment
- 5.8%
- Sales Tax
- 8.4%
Nearby Cities
Explore county-level cost of living data
Arizona Rankings
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