Cost of Living in Prescott, AZ

Population 46,744 · Arizona · Data vintage 2023

144
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 60, Prescott functions largely as a retirement market. Housing costs — $529,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Geographically, Prescott is about 55 miles north of Peoria, the nearest large metro. Median home values run roughly 23% higher than Peoria's $429,000.

Cost Overview

Housing 173
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Prescott

The median home value in Prescott is $528,500 — 73% above the national median of $305,000. Median rent runs $1,304/month, 1% lower than the national median of $1,314/month. The median household income of $69,151/year is 7% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Arizona's top state income tax rate is 2.5% and the combined sales tax is 8.4%. Overall, Prescott has a cost of living index of 144 versus the US average of 100, meaning it is 44% more expensive.

🏠 Housing

Median Home Value
$528,500
73% above avg
Zillow Home Value
$599,196
Zillow ZHVI
Median Rent
$1,304/mo
1% below avg
Zillow Rent
$1,885/mo
Zillow ZORI
Price-to-Rent Ratio
33.8x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$985
1 BR
$1,055
2 BR
$1,373
3 BR
$1,877
4 BR
$2,092
Owner-occupied 68.1%
Renter-occupied 31.9%

💰 Estimated Monthly Budget

Rent median rent
$1,304
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,918/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.9 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.0%

Commute Mode

Drove alone
72.9%
Carpooled
7.8%
Public transit
0.1%
Walked
4.3%
Bicycle
0.5%
Work from home
12.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 2.5%
Total Sales Tax 8.4%
State rate 5.6%
Avg local rate 2.8%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$69,151
7% below avg
Per Capita Income
$49,159
Unemployment Rate
4.6%
4% below avg
Poverty Rate
11.6%
Labor Force Participation
42.5%

🎓 Education

Bachelor's degree+ 23.0%
Graduate degree 18.1%

👥 Demographics

Median Age 60.3
Male median age 58.4
Female median age 61.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
81.9%
Good air days/yr
87
Max AQI recorded
7
PM2.5 days
357
Ozone days

Frequently Asked Questions

What is the cost of living in Prescott, AZ?

Prescott has a cost index of 144 (100 = national average). It is 44% above the national average.

What is average rent in Prescott, AZ?

The median gross rent in Prescott is $1,304 per month based on 2023 Census data.

What is the average home price in Prescott?

The median home value in Prescott is $528,500 according to Zillow and Census data.

What is the median income in Prescott?

The median household income in Prescott is $69,151 per year (2023 ACS 5-year estimates).

What is the sales tax in Prescott, AZ?

The combined state and local sales tax rate in Prescott is 8.4%. The Arizona state income tax top rate is 2.5%.

Is Prescott, AZ affordable?

Prescott is above average in cost of living, with an index of 144 — about 44% higher than the national average.

Prescott at a Glance

Population
46,744
Median Income
$69,151
Home Value
$528,500
Median Rent
$1,304/mo
Unemployment
4.6%
Sales Tax
8.4%
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🗺️ County data for Arizona

Explore county-level cost of living data

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