Cost of Living in Atascadero, CA

Population 29,735 · California · Data vintage 2023

189
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Atascadero sits 121% above the national median — $673,000 for the typical home — but median household incomes near $88,830 (19% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 40 miles northwest of Santa Maria, Atascadero falls within that metro's commuting orbit. Median home values run roughly 41% higher than Santa Maria's $478,000.

Cost Overview

Housing 221
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Atascadero

The median home value in Atascadero is $673,400 — 121% above the national median of $305,000. Median rent runs $1,855/month, 41% higher than the national median of $1,314/month. The median household income of $88,830/year is 19% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.8°F and lows of 43.2°F. Overall, Atascadero has a cost of living index of 189 versus the US average of 100, meaning it is 89% more expensive.

🏠 Housing

Median Home Value
$673,400
121% above avg
Zillow Home Value
$766,764
Zillow ZHVI
Median Rent
$1,855/mo
41% above avg
Zillow Rent
$2,220/mo
Zillow ZORI
Price-to-Rent Ratio
30.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 62.5%
Renter-occupied 37.5%

💰 Estimated Monthly Budget

Rent median rent
$1,855
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,469/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.2 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.4%

Commute Mode

Drove alone
76.2%
Carpooled
7.3%
Public transit
0.9%
Walked
2.8%
Bicycle
0.2%
Work from home
12.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$88,830
19% above avg
Per Capita Income
$59,728
Unemployment Rate
4.2%
14% below avg
Poverty Rate
9.9%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 20.3%
Graduate degree 9.9%

👥 Demographics

Median Age 40.5
Male median age 38.1
Female median age 42.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.8°F
Avg Low
43.2°F
Annual Precip
12.2"
Annual Snowfall
0"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616368748189939490816960
Low °F 353740414650545350443733
Precip" 2.742.482.420.600.310.040.080.010.060.560.871.98

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
122
Max AQI recorded
115
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Atascadero, CA?

Atascadero has a cost index of 189 (100 = national average). It is 89% above the national average.

What is average rent in Atascadero, CA?

The median gross rent in Atascadero is $1,855 per month based on 2023 Census data.

What is the average home price in Atascadero?

The median home value in Atascadero is $673,400 according to Zillow and Census data.

What is the median income in Atascadero?

The median household income in Atascadero is $88,830 per year (2023 ACS 5-year estimates).

What is the sales tax in Atascadero, CA?

The combined state and local sales tax rate in Atascadero is 8.7%. The California state income tax top rate is 13.3%.

Is Atascadero, CA affordable?

Atascadero is above average in cost of living, with an index of 189 — about 89% higher than the national average.

What is the weather like in Atascadero?

Atascadero has average high temperatures of 76.8°F and average lows of 43.2°F. Annual precipitation is 12.2". Data from NOAA 1991–2020 Climate Normals.