Cost of Living in Bay Point, CA
Population 24,065 · California · Data vintage 2023
(100 = US avg)
One of the defining characteristics of Bay Point is a long average commute — 40 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost. Unemployment has stayed elevated relative to the national figure — 9.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Bay Point sits roughly 5 miles northeast of Concord — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 37% lower than Concord's $756,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Bay Point
The median home value in Bay Point is $479,100 — 57% above the national median of $305,000. Median rent runs $1,946/month, 48% higher than the national median of $1,314/month. The median household income of $80,684/year is 8% higher than the US median of $74,580. The local unemployment rate is 9.2%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Bay Point has a cost of living index of 153 versus the US average of 100, meaning it is 53% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Bay Point, CA?
Bay Point has a cost index of 153 (100 = national average). It is 53% above the national average.
What is average rent in Bay Point, CA?
The median gross rent in Bay Point is $1,946 per month based on 2023 Census data.
What is the average home price in Bay Point?
The median home value in Bay Point is $479,100 according to 2023 Census ACS data.
What is the median income in Bay Point?
The median household income in Bay Point is $80,684 per year (2023 ACS 5-year estimates).
What is the sales tax in Bay Point, CA?
The combined state and local sales tax rate in Bay Point is 8.7%. The California state income tax top rate is 13.3%.
Is Bay Point, CA affordable?
Bay Point is above average in cost of living, with an index of 153 — about 53% higher than the national average.
Bay Point at a Glance
- Population
- 24,065
- Median Income
- $80,684
- Home Value
- $479,100
- Median Rent
- $1,946/mo
- Unemployment
- 9.2%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
California Rankings
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