Cost of Living in Concord, CA

Population 124,260 · California · Data vintage 2023

216

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Concord's housing market reflects its status as a high-earning metro: $756,000 for a typical home, 148% above the US median, paired with household incomes around $109,195 that put it in the upper third of the state.

Cost Overview

Housing 248

Rent 169

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Concord

The median home value in Concord is $755,900 — 148% above the national median of $305,000. Median rent runs $2,226/month, 69% higher than the national median of $1,314/month. The median household income of $109,195/year is 46% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Concord has a cost of living index of 216 versus the US average of 100, meaning it is 116% more expensive.

🏠 Housing

Median Home Value

$755,900

148% above avg

Zillow Home Value

$729,153

Zillow ZHVI

Median Rent

$2,226/mo

69% above avg

Zillow Rent

$2,507/mo

Zillow ZORI

Price-to-Rent Ratio

28.3x

Favors renting

Property Tax Rate

0.7%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$1,195

1 BR

$1,241

2 BR

$1,544

3 BR

$2,163

4 BR

$2,556

Owner-occupied 61.4%

Renter-occupied 38.6%

💰 Estimated Monthly Budget

Rent median rent

$2,226

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $2,840/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

35.3 min

31% above avg

Gas Price

$3.145/gal

0% below avg

Work From Home

15.1%

Commute Mode

Drove alone

62.8%

Carpooled

9.6%

Public transit

7.3%

Walked

2.2%

Bicycle

0.7%

Work from home

15.1%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 13.3%

Total Sales Tax 8.7%

State rate 7.3%

Avg local rate 1.4%

Property Tax 0.7%

💼 Income & Employment

Median Household Income

$109,195

46% above avg

Per Capita Income

$49,514

Unemployment Rate

4.9%

1% above avg

Poverty Rate

8.9%

Labor Force Participation

66.9%

🎓 Education

Bachelor's degree+ 26.1%

Graduate degree 11.7%

👥 Demographics

Median Age 38.6

Male median age 37.6

Female median age 39.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate

47.4%

Good air days/yr

110

Max AQI recorded

270

PM2.5 days

Ozone days

Frequently Asked Questions

What is the cost of living in Concord, CA?

Concord has a cost index of 216 (100 = national average). It is 116% above the national average.

What is average rent in Concord, CA?

The median gross rent in Concord is $2,226 per month based on 2023 Census data.

What is the average home price in Concord?

The median home value in Concord is $755,900 according to Zillow and Census data.

What is the median income in Concord?

The median household income in Concord is $109,195 per year (2023 ACS 5-year estimates).

What is the sales tax in Concord, CA?

The combined state and local sales tax rate in Concord is 8.7%. The California state income tax top rate is 13.3%.

Is Concord, CA affordable?

Concord is above average in cost of living, with an index of 216 — about 116% higher than the national average.

Concord at a Glance

Population: 124,260
Median Income: $109,195
Home Value: $755,900
Median Rent: $2,226/mo
Unemployment: 4.9%
Sales Tax: 8.7%

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