Cost of Living in Cambria, CA

Population 6,038 · California · Data vintage 2023

229
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Cambria sits 185% above the national median — $868,000 for the typical home — but median household incomes near $89,049 (19% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 8.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 55 miles northwest of Santa Maria, Cambria is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 82% higher than Santa Maria's $478,000.

Cost Overview

Housing 285
Rent 146

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cambria

The median home value in Cambria is $868,400 — 185% above the national median of $305,000. Median rent runs $1,923/month, 46% higher than the national median of $1,314/month. The median household income of $89,049/year is 19% higher than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.8°F and lows of 43.2°F. Overall, Cambria has a cost of living index of 229 versus the US average of 100, meaning it is 129% more expensive.

🏠 Housing

Median Home Value
$868,400
185% above avg
Zillow Home Value
$353,116
Zillow ZHVI
Median Rent
$1,923/mo
46% above avg
Price-to-Rent Ratio
37.6x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.5%
Renter-occupied 22.5%

💰 Estimated Monthly Budget

Rent median rent
$1,923
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,537/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.6 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.3%

Commute Mode

Drove alone
63.8%
Carpooled
7.8%
Public transit
0.3%
Walked
3.8%
Bicycle
1.2%
Work from home
22.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$89,049
19% above avg
Per Capita Income
$53,560
Unemployment Rate
8.6%
79% above avg
Poverty Rate
9.8%
Labor Force Participation
47.7%

🎓 Education

Bachelor's degree+ 25.2%
Graduate degree 18.1%

👥 Demographics

Median Age 61.4
Male median age 59.1
Female median age 63.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.8°F
Avg Low
43.2°F
Annual Precip
12.2"
Annual Snowfall
0"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616368748189939490816960
Low °F 353740414650545350443733
Precip" 2.742.482.420.600.310.040.080.010.060.560.871.98

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
122
Max AQI recorded
115
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Cambria, CA?

Cambria has a cost index of 229 (100 = national average). It is 129% above the national average.

What is average rent in Cambria, CA?

The median gross rent in Cambria is $1,923 per month based on 2023 Census data.

What is the average home price in Cambria?

The median home value in Cambria is $868,400 according to Zillow and Census data.

What is the median income in Cambria?

The median household income in Cambria is $89,049 per year (2023 ACS 5-year estimates).

What is the sales tax in Cambria, CA?

The combined state and local sales tax rate in Cambria is 8.7%. The California state income tax top rate is 13.3%.

Is Cambria, CA affordable?

Cambria is above average in cost of living, with an index of 229 — about 129% higher than the national average.

What is the weather like in Cambria?

Cambria has average high temperatures of 76.8°F and average lows of 43.2°F. Annual precipitation is 12.2". Data from NOAA 1991–2020 Climate Normals.

Cambria at a Glance

Population
6,038
Median Income
$89,049
Home Value
$868,400
Median Rent
$1,923/mo
Unemployment
8.6%
Avg High Temp
76.8°F
Sales Tax
8.7%
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Explore county-level cost of living data

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