Cost of Living in Cathedral City, CA

Population 52,047 · California · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Cathedral City's cost indicators track within a reasonable band of national figures, with median household incomes near $67,031 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. At 6.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 45 miles east of Menifee, Cathedral City falls within that metro's commuting orbit. Median home values run roughly 14% lower than Menifee's $487,000.

Cost Overview

Housing 138
Rent 118

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cathedral City

The median home value in Cathedral City is $420,700 — 38% above the national median of $305,000. Median rent runs $1,554/month, 18% higher than the national median of $1,314/month. The median household income of $67,031/year is 10% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 88.9°F and lows of 62.3°F. Overall, Cathedral City has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$420,700
38% above avg
Zillow Home Value
$483,449
Zillow ZHVI
Median Rent
$1,554/mo
18% above avg
Zillow Rent
$2,785/mo
Zillow ZORI
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 65.3%
Renter-occupied 34.7%

💰 Estimated Monthly Budget

Rent median rent
$1,554
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,168/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
73.8%
Carpooled
13.5%
Public transit
1.2%
Walked
1.0%
Bicycle
0.4%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$67,031
10% below avg
Per Capita Income
$34,922
Unemployment Rate
6.4%
33% above avg
Poverty Rate
15.3%
Labor Force Participation
60.9%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 10.1%

👥 Demographics

Median Age 40.9
Male median age 41.1
Female median age 40.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
88.9°F
Avg Low
62.3°F
Annual Precip
4.6"
40° 58° 75° 93° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 7174818795104109108102917969
Low °F 485054596673798074655346
Precip" 1.141.110.510.090.020.000.250.140.240.200.230.68

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 79 — Moderate
17%
Good air days/yr
660
Max AQI recorded
98
PM2.5 days
207
Ozone days

Frequently Asked Questions

What is the cost of living in Cathedral City, CA?

Cathedral City has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Cathedral City, CA?

The median gross rent in Cathedral City is $1,554 per month based on 2023 Census data.

What is the average home price in Cathedral City?

The median home value in Cathedral City is $420,700 according to Zillow and Census data.

What is the median income in Cathedral City?

The median household income in Cathedral City is $67,031 per year (2023 ACS 5-year estimates).

What is the sales tax in Cathedral City, CA?

The combined state and local sales tax rate in Cathedral City is 8.7%. The California state income tax top rate is 13.3%.

Is Cathedral City, CA affordable?

Cathedral City is above average in cost of living, with an index of 130 — about 30% higher than the national average.

What is the weather like in Cathedral City?

Cathedral City has average high temperatures of 88.9°F and average lows of 62.3°F. Annual precipitation is 4.6". Data from NOAA 1991–2020 Climate Normals.

Cathedral City at a Glance

Population
52,047
Median Income
$67,031
Home Value
$420,700
Median Rent
$1,554/mo
Unemployment
6.4%
Avg High Temp
88.9°F
Sales Tax
8.7%
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