Cost of Living in Cutler Bay, FL
Population 44,483 · Florida · Data vintage 2023
(100 = US avg)
One of the defining characteristics of Cutler Bay is a long average commute — 44 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost.
Located 15 miles southwest of Miami, Cutler Bay falls within that metro's commuting orbit. Median home values run roughly 11% lower than Miami's $475,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cutler Bay
The median home value in Cutler Bay is $420,800 — 38% above the national median of $305,000. Median rent runs $1,893/month, 44% higher than the national median of $1,314/month. The median household income of $82,155/year is 10% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Cutler Bay has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Cutler Bay, FL?
Cutler Bay has a cost index of 140 (100 = national average). It is 40% above the national average.
What is average rent in Cutler Bay, FL?
The median gross rent in Cutler Bay is $1,893 per month based on 2023 Census data.
What is the average home price in Cutler Bay?
The median home value in Cutler Bay is $420,800 according to Zillow and Census data.
What is the median income in Cutler Bay?
The median household income in Cutler Bay is $82,155 per year (2023 ACS 5-year estimates).
What is the sales tax in Cutler Bay, FL?
The combined state and local sales tax rate in Cutler Bay is 7.0%. Florida has no state income tax.
Is Cutler Bay, FL affordable?
Cutler Bay is above average in cost of living, with an index of 140 — about 40% higher than the national average.
Cutler Bay at a Glance
- Population
- 44,483
- Median Income
- $82,155
- Home Value
- $420,800
- Median Rent
- $1,893/mo
- Unemployment
- 4.2%
- Sales Tax
- 7.0%
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Florida Rankings
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