Cost of Living in Palmetto Estates, FL

Population 16,587 · Florida · Data vintage 2023

142
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

A 40-minute average commute puts Palmetto Estates squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $412,000 reflect that spatial discount.

Palmetto Estates sits roughly 14 miles southwest of Miami — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% lower than Miami's $475,000.

Cost Overview

Housing 135
Rent 153

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palmetto Estates

The median home value in Palmetto Estates is $412,200 — 35% above the national median of $305,000. Median rent runs $2,015/month, 53% higher than the national median of $1,314/month. The median household income of $82,199/year is 10% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palmetto Estates has a cost of living index of 142 versus the US average of 100, meaning it is 42% more expensive.

🏠 Housing

Median Home Value
$412,200
35% above avg
Median Rent
$2,015/mo
53% above avg
Price-to-Rent Ratio
17.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 89.2%
Renter-occupied 10.8%

💰 Estimated Monthly Budget

Rent median rent
$2,015
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,629/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.6 min
47% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
81.4%
Carpooled
10.2%
Public transit
1.4%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$82,199
10% above avg
Per Capita Income
$29,265
Unemployment Rate
4.3%
11% below avg
Poverty Rate
10.0%
Labor Force Participation
61.8%

🎓 Education

Bachelor's degree+ 19.8%
Graduate degree 7.8%

👥 Demographics

Median Age 41.6
Male median age 42.1
Female median age 41.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56.7%
Good air days/yr
170
Max AQI recorded
272
PM2.5 days
76
Ozone days

Frequently Asked Questions

What is the cost of living in Palmetto Estates, FL?

Palmetto Estates has a cost index of 142 (100 = national average). It is 42% above the national average.

What is average rent in Palmetto Estates, FL?

The median gross rent in Palmetto Estates is $2,015 per month based on 2023 Census data.

What is the average home price in Palmetto Estates?

The median home value in Palmetto Estates is $412,200 according to 2023 Census ACS data.

What is the median income in Palmetto Estates?

The median household income in Palmetto Estates is $82,199 per year (2023 ACS 5-year estimates).

What is the sales tax in Palmetto Estates, FL?

The combined state and local sales tax rate in Palmetto Estates is 7.0%. Florida has no state income tax.

Is Palmetto Estates, FL affordable?

Palmetto Estates is above average in cost of living, with an index of 142 — about 42% higher than the national average.

Palmetto Estates at a Glance

Population
16,587
Median Income
$82,199
Home Value
$412,200
Median Rent
$2,015/mo
Unemployment
4.3%
Sales Tax
7.0%
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Explore county-level cost of living data

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