Cost of Living in Costa Mesa, CA

Population 110,538 · California · Data vintage 2023

280
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Costa Mesa sits 246% above the national median — $1.1 million for the typical home — but median household incomes near $110,073 (48% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Cost Overview

Housing 346
Rent 182

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Costa Mesa

The median home value in Costa Mesa is $1,054,700 — 246% above the national median of $305,000. Median rent runs $2,395/month, 82% higher than the national median of $1,314/month. The median household income of $110,073/year is 48% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 72.6°F and lows of 57.2°F. Overall, Costa Mesa has a cost of living index of 280 versus the US average of 100, meaning it is 180% more expensive.

🏠 Housing

Median Home Value
$1,054,700
246% above avg
Zillow Home Value
$1,381,296
Zillow ZHVI
Median Rent
$2,395/mo
82% above avg
Zillow Rent
$3,103/mo
Zillow ZORI
Price-to-Rent Ratio
36.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 39.4%
Renter-occupied 60.6%

💰 Estimated Monthly Budget

Rent median rent
$2,395
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,009/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.0%

Commute Mode

Drove alone
65.3%
Carpooled
7.9%
Public transit
1.6%
Walked
2.3%
Bicycle
1.0%
Work from home
20.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$110,073
48% above avg
Per Capita Income
$56,625
Unemployment Rate
4.9%
1% above avg
Poverty Rate
8.9%
Labor Force Participation
73.6%

🎓 Education

Bachelor's degree+ 30.9%
Graduate degree 12.7%

👥 Demographics

Median Age 36.5
Male median age 36.3
Female median age 36.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.6°F
Avg Low
57.2°F
Annual Precip
11.2"
40° 53° 65° 78° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 676768707174798080777267
Low °F 495052555963666765595348
Precip" 2.592.641.620.520.270.010.040.010.100.540.802.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
43.8%
Good air days/yr
166
Max AQI recorded
204
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Costa Mesa, CA?

Costa Mesa has a cost index of 280 (100 = national average). It is 180% above the national average.

What is average rent in Costa Mesa, CA?

The median gross rent in Costa Mesa is $2,395 per month based on 2023 Census data.

What is the average home price in Costa Mesa?

The median home value in Costa Mesa is $1,054,700 according to Zillow and Census data.

What is the median income in Costa Mesa?

The median household income in Costa Mesa is $110,073 per year (2023 ACS 5-year estimates).

What is the sales tax in Costa Mesa, CA?

The combined state and local sales tax rate in Costa Mesa is 8.7%. The California state income tax top rate is 13.3%.

Is Costa Mesa, CA affordable?

Costa Mesa is above average in cost of living, with an index of 280 — about 180% higher than the national average.

What is the weather like in Costa Mesa?

Costa Mesa has average high temperatures of 72.6°F and average lows of 57.2°F. Annual precipitation is 11.2". Data from NOAA 1991–2020 Climate Normals.

Costa Mesa at a Glance

Population
110,538
Median Income
$110,073
Home Value
$1,054,700
Median Rent
$2,395/mo
Unemployment
4.9%
Avg High Temp
72.6°F
Sales Tax
8.7%
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