Cost of Living in Santa Ana, CA

Population 311,639 · California · Data vintage 2023

190
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Santa Ana's housing market reflects its status as a high-earning metro: $658,000 for a typical home, 116% above the US median, paired with household incomes around $88,354 that put it in the upper third of the state.

Cost Overview

Housing 216
Rent 150

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Santa Ana

The median home value in Santa Ana is $657,800 — 116% above the national median of $305,000. Median rent runs $1,975/month, 50% higher than the national median of $1,314/month. The median household income of $88,354/year is 18% higher than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 72.6°F and lows of 57.2°F. Overall, Santa Ana has a cost of living index of 190 versus the US average of 100, meaning it is 90% more expensive.

🏠 Housing

Median Home Value
$657,800
116% above avg
Zillow Home Value
$847,508
Zillow ZHVI
Median Rent
$1,975/mo
50% above avg
Zillow Rent
$2,804/mo
Zillow ZORI
Price-to-Rent Ratio
27.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 44.6%
Renter-occupied 55.4%

💰 Estimated Monthly Budget

Rent median rent
$1,975
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,589/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.0 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
70.8%
Carpooled
13.7%
Public transit
3.0%
Walked
1.4%
Bicycle
0.5%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$88,354
18% above avg
Per Capita Income
$28,859
Unemployment Rate
5.2%
7% above avg
Poverty Rate
11.1%
Labor Force Participation
66.3%

🎓 Education

Bachelor's degree+ 12.8%
Graduate degree 5.2%

👥 Demographics

Median Age 34.3
Male median age 33.7
Female median age 35.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.6°F
Avg Low
57.2°F
Annual Precip
11.2"
40° 53° 65° 78° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 676768707174798080777267
Low °F 495052555963666765595348
Precip" 2.592.641.620.520.270.010.040.010.100.540.802.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
43.8%
Good air days/yr
166
Max AQI recorded
204
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Santa Ana, CA?

Santa Ana has a cost index of 190 (100 = national average). It is 90% above the national average.

What is average rent in Santa Ana, CA?

The median gross rent in Santa Ana is $1,975 per month based on 2023 Census data.

What is the average home price in Santa Ana?

The median home value in Santa Ana is $657,800 according to Zillow and Census data.

What is the median income in Santa Ana?

The median household income in Santa Ana is $88,354 per year (2023 ACS 5-year estimates).

What is the sales tax in Santa Ana, CA?

The combined state and local sales tax rate in Santa Ana is 8.7%. The California state income tax top rate is 13.3%.

Is Santa Ana, CA affordable?

Santa Ana is above average in cost of living, with an index of 190 — about 90% higher than the national average.

What is the weather like in Santa Ana?

Santa Ana has average high temperatures of 72.6°F and average lows of 57.2°F. Annual precipitation is 11.2". Data from NOAA 1991–2020 Climate Normals.