Cost of Living in Boca Raton, FL

Population 98,833 · Florida · Data vintage 2023

201
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Boca Raton run well above the national baseline, with a median of $660,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $102,722 place the city among the better-paid Florida metros.

Located 9 miles north of Pompano Beach, Boca Raton falls within that metro's commuting orbit. Median home values run roughly 105% higher than Pompano Beach's $322,000.

Cost Overview

Housing 216
Rent 178

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Boca Raton

The median home value in Boca Raton is $660,100 — 116% above the national median of $305,000. Median rent runs $2,334/month, 78% higher than the national median of $1,314/month. The median household income of $102,722/year is 38% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Boca Raton has a cost of living index of 201 versus the US average of 100, meaning it is 101% more expensive.

🏠 Housing

Median Home Value
$660,100
116% above avg
Zillow Home Value
$558,293
Zillow ZHVI
Median Rent
$2,334/mo
78% above avg
Zillow Rent
$2,917/mo
Zillow ZORI
Price-to-Rent Ratio
23.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$2,334
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,948/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.3%

Commute Mode

Drove alone
67.5%
Carpooled
6.3%
Public transit
0.3%
Walked
2.7%
Bicycle
1.3%
Work from home
20.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$102,722
38% above avg
Per Capita Income
$72,542
Unemployment Rate
5.9%
22% above avg
Poverty Rate
9.4%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 36.1%
Graduate degree 24.2%

👥 Demographics

Median Age 45.8
Male median age 45.4
Female median age 46

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.2%
Good air days/yr
122
Max AQI recorded
242
PM2.5 days
123
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
20.2:1
Student-teacher ratio
2
Public schools
2,652
Total enrollment

Frequently Asked Questions

What is the cost of living in Boca Raton, FL?

Boca Raton has a cost index of 201 (100 = national average). It is 101% above the national average.

What is average rent in Boca Raton, FL?

The median gross rent in Boca Raton is $2,334 per month based on 2023 Census data.

What is the average home price in Boca Raton?

The median home value in Boca Raton is $660,100 according to Zillow and Census data.

What is the median income in Boca Raton?

The median household income in Boca Raton is $102,722 per year (2023 ACS 5-year estimates).

What is the sales tax in Boca Raton, FL?

The combined state and local sales tax rate in Boca Raton is 7.0%. Florida has no state income tax.

Is Boca Raton, FL affordable?

Boca Raton is above average in cost of living, with an index of 201 — about 101% higher than the national average.

Boca Raton at a Glance

Population
98,833
Median Income
$102,722
Home Value
$660,100
Median Rent
$2,334/mo
Unemployment
5.9%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs