Cost of Living in Watergate, FL

Population 3,709 · Florida · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Watergate can reasonably expect a home to cost less than three years of household income — $214,000 against $72,641 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Watergate sits roughly 5 miles northeast of Coral Springs — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 57% lower than Coral Springs' $503,000.

Cost Overview

Housing 70
Rent 161

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Watergate

The median home value in Watergate is $214,200 — 30% below the national median of $305,000. Median rent runs $2,109/month, 61% higher than the national median of $1,314/month. The median household income of $72,641/year is 3% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Watergate has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$214,200
30% below avg
Median Rent
$2,109/mo
61% above avg
Price-to-Rent Ratio
8.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 63.9%
Renter-occupied 36.1%

💰 Estimated Monthly Budget

Rent median rent
$2,109
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,723/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.8 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.4%

Commute Mode

Drove alone
76.7%
Carpooled
11.4%
Public transit
1.1%
Bicycle
1.8%
Work from home
3.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$72,641
3% below avg
Per Capita Income
$24,884
Unemployment Rate
8.6%
78% above avg
Poverty Rate
24.4%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 6.0%
Graduate degree 4.1%

👥 Demographics

Median Age 45.8
Male median age 43.3
Female median age 50.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.2%
Good air days/yr
122
Max AQI recorded
242
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Watergate, FL?

Watergate has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Watergate, FL?

The median gross rent in Watergate is $2,109 per month based on 2023 Census data.

What is the average home price in Watergate?

The median home value in Watergate is $214,200 according to 2023 Census ACS data.

What is the median income in Watergate?

The median household income in Watergate is $72,641 per year (2023 ACS 5-year estimates).

What is the sales tax in Watergate, FL?

The combined state and local sales tax rate in Watergate is 7.0%. Florida has no state income tax.

Is Watergate, FL affordable?

Watergate is near the national average in terms of cost of living, with an index of 106 (100 = US average).

Watergate at a Glance

Population
3,709
Median Income
$72,641
Home Value
$214,200
Median Rent
$2,109/mo
Unemployment
8.6%
Sales Tax
7.0%
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