Cost of Living in Knoxville, TN

Population 193,721 · Tennessee · Data vintage 2023

76
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Knoxville's cost indicators track within a reasonable band of national figures, with median household incomes near $50,994 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Cost Overview

Housing 70
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Knoxville

The median home value in Knoxville is $214,000 — 30% below the national median of $305,000. Median rent runs $1,116/month, 15% lower than the national median of $1,314/month. The median household income of $50,994/year is 32% lower than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 70.0°F and lows of 49.1°F, with about 4.6" of annual snowfall. Overall, Knoxville has a cost of living index of 76 versus the US average of 100, meaning it is 24% less expensive.

🏠 Housing

Median Home Value
$214,000
30% below avg
Zillow Home Value
$363,688
Zillow ZHVI
Median Rent
$1,116/mo
15% below avg
Zillow Rent
$1,708/mo
Zillow ZORI
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 46.6%
Renter-occupied 53.4%

💰 Estimated Monthly Budget

Rent median rent
$1,116
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,730/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.1%

Commute Mode

Drove alone
74.5%
Carpooled
8.7%
Public transit
1.2%
Walked
3.3%
Bicycle
0.3%
Work from home
11.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$50,994
32% below avg
Per Capita Income
$33,171
Unemployment Rate
4.4%
9% below avg
Poverty Rate
20.5%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 20.5%
Graduate degree 13.2%

👥 Demographics

Median Age 33.3
Male median age 32.1
Female median age 34.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.0°F
Avg Low
49.1°F
Annual Precip
51.9"
Annual Snowfall
4.6"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485361717986888883726051
Low °F 303340485765696861493833
Precip" 4.764.814.894.714.134.245.253.633.492.814.215.00
Snow" 1.71.40.90.00.00.00.00.00.00.00.10.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.4%
Good air days/yr
149
Max AQI recorded
286
PM2.5 days
79
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90.8%
4-Year Graduation Rate
15.6:1
Student-teacher ratio
94
Public schools
61,690
Total enrollment

Frequently Asked Questions

What is the cost of living in Knoxville, TN?

Knoxville has a cost index of 76 (100 = national average). It is 24% below the national average.

What is average rent in Knoxville, TN?

The median gross rent in Knoxville is $1,116 per month based on 2023 Census data.

What is the average home price in Knoxville?

The median home value in Knoxville is $214,000 according to Zillow and Census data.

What is the median income in Knoxville?

The median household income in Knoxville is $50,994 per year (2023 ACS 5-year estimates).

What is the sales tax in Knoxville, TN?

The combined state and local sales tax rate in Knoxville is 9.6%. Tennessee has no state income tax.

Is Knoxville, TN affordable?

Yes, Knoxville is generally considered affordable, with a cost of living index of 76 — about 24% below the US national average of 100.

What is the weather like in Knoxville?

Knoxville has average high temperatures of 70.0°F and average lows of 49.1°F. Annual precipitation is 51.9". Average annual snowfall is 4.6". Data from NOAA 1991–2020 Climate Normals.

Knoxville at a Glance

Population
193,721
Median Income
$50,994
Home Value
$214,000
Median Rent
$1,116/mo
Unemployment
4.4%
Avg High Temp
70.0°F
Sales Tax
9.6%
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