Cost of Living in Karns, TN

Population 3,835 · Tennessee · Data vintage 2023

111
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Karns sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 8.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Karns sits roughly 9 miles west of Knoxville. Median home values run roughly 33% higher than Knoxville's $214,000.

Cost Overview

Housing 93
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Karns

The median home value in Karns is $284,700 — 7% below the national median of $305,000. Median rent runs $1,793/month, 36% higher than the national median of $1,314/month. The median household income of $101,161/year is 36% higher than the US median of $74,580. The local unemployment rate is 8.5%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 70.4°F and lows of 49.3°F. Overall, Karns has a cost of living index of 111 versus the US average of 100, meaning it is 11% more expensive.

🏠 Housing

Median Home Value
$284,700
7% below avg
Median Rent
$1,793/mo
36% above avg
Price-to-Rent Ratio
13.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 76.5%
Renter-occupied 23.5%

💰 Estimated Monthly Budget

Rent median rent
$1,793
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,407/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.2%

Commute Mode

Drove alone
74.9%
Carpooled
6.9%
Work from home
18.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$101,161
36% above avg
Per Capita Income
$41,528
Unemployment Rate
8.5%
76% above avg
Poverty Rate
4.6%
Labor Force Participation
64.6%

🎓 Education

Bachelor's degree+ 30.0%
Graduate degree 13.0%

👥 Demographics

Median Age 39.2
Male median age 39.6
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.4°F
Avg Low
49.3°F
Annual Precip
55.5"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485362728086898883726051
Low °F 303340485765696861493833
Precip" 5.075.595.125.204.074.555.543.463.833.124.625.36

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.4%
Good air days/yr
149
Max AQI recorded
286
PM2.5 days
79
Ozone days

Frequently Asked Questions

What is the cost of living in Karns, TN?

Karns has a cost index of 111 (100 = national average). It is 11% above the national average.

What is average rent in Karns, TN?

The median gross rent in Karns is $1,793 per month based on 2023 Census data.

What is the average home price in Karns?

The median home value in Karns is $284,700 according to 2023 Census ACS data.

What is the median income in Karns?

The median household income in Karns is $101,161 per year (2023 ACS 5-year estimates).

What is the sales tax in Karns, TN?

The combined state and local sales tax rate in Karns is 9.6%. Tennessee has no state income tax.

Is Karns, TN affordable?

Karns is above average in cost of living, with an index of 111 — about 11% higher than the national average.

What is the weather like in Karns?

Karns has average high temperatures of 70.4°F and average lows of 49.3°F. Annual precipitation is 55.5". Data from NOAA 1991–2020 Climate Normals.

Karns at a Glance

Population
3,835
Median Income
$101,161
Home Value
$284,700
Median Rent
$1,793/mo
Unemployment
8.5%
Avg High Temp
70.4°F
Sales Tax
9.6%
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Explore county-level cost of living data

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