Cost of Living in Cotati, CA

Population 7,533 · California · Data vintage 2023

196
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Cotati sits 130% above the national median — $703,000 for the typical home — but median household incomes near $112,841 (51% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Cotati sits roughly 8 miles south of Santa Rosa — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Santa Rosa's $685,000 median.

Cost Overview

Housing 230
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cotati

The median home value in Cotati is $702,500 — 130% above the national median of $305,000. Median rent runs $1,899/month, 45% higher than the national median of $1,314/month. The median household income of $112,841/year is 51% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Cotati has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.

🏠 Housing

Median Home Value
$702,500
130% above avg
Zillow Home Value
$720,967
Zillow ZHVI
Median Rent
$1,899/mo
45% above avg
Price-to-Rent Ratio
30.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 58.2%
Renter-occupied 41.8%

💰 Estimated Monthly Budget

Rent median rent
$1,899
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,513/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.9 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.7%

Commute Mode

Drove alone
68.7%
Carpooled
7.9%
Public transit
4.0%
Walked
0.6%
Bicycle
0.9%
Work from home
16.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$112,841
51% above avg
Per Capita Income
$56,665
Unemployment Rate
3.6%
24% below avg
Poverty Rate
8.0%
Labor Force Participation
71.9%

🎓 Education

Bachelor's degree+ 28.2%
Graduate degree 11.6%

👥 Demographics

Median Age 38.3
Male median age 36.9
Female median age 39.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
88.5%
Good air days/yr
117
Max AQI recorded
127
PM2.5 days
236
Ozone days

Frequently Asked Questions

What is the cost of living in Cotati, CA?

Cotati has a cost index of 196 (100 = national average). It is 96% above the national average.

What is average rent in Cotati, CA?

The median gross rent in Cotati is $1,899 per month based on 2023 Census data.

What is the average home price in Cotati?

The median home value in Cotati is $702,500 according to Zillow and Census data.

What is the median income in Cotati?

The median household income in Cotati is $112,841 per year (2023 ACS 5-year estimates).

What is the sales tax in Cotati, CA?

The combined state and local sales tax rate in Cotati is 8.7%. The California state income tax top rate is 13.3%.

Is Cotati, CA affordable?

Cotati is above average in cost of living, with an index of 196 — about 96% higher than the national average.

Cotati at a Glance

Population
7,533
Median Income
$112,841
Home Value
$702,500
Median Rent
$1,899/mo
Unemployment
3.6%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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