Cost of Living in Petaluma, CA

Population 59,321 · California · Data vintage 2023

237
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Petaluma's housing market reflects its status as a high-earning metro: $835,000 for a typical home, 174% above the US median, paired with household incomes around $109,823 that put it in the upper third of the state.

Located 15 miles south of Santa Rosa, Petaluma falls within that metro's commuting orbit. Median home values run roughly 22% higher than Santa Rosa's $685,000.

Cost Overview

Housing 274
Rent 181

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Petaluma

The median home value in Petaluma is $834,900 — 174% above the national median of $305,000. Median rent runs $2,379/month, 81% higher than the national median of $1,314/month. The median household income of $109,823/year is 47% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Petaluma has a cost of living index of 237 versus the US average of 100, meaning it is 137% more expensive.

🏠 Housing

Median Home Value
$834,900
174% above avg
Zillow Home Value
$891,558
Zillow ZHVI
Median Rent
$2,379/mo
81% above avg
Zillow Rent
$2,794/mo
Zillow ZORI
Price-to-Rent Ratio
29.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 63.9%
Renter-occupied 36.1%

💰 Estimated Monthly Budget

Rent median rent
$2,379
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,993/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.1 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
69.6%
Carpooled
6.8%
Public transit
1.5%
Walked
2.5%
Bicycle
0.4%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$109,823
47% above avg
Per Capita Income
$59,036
Unemployment Rate
4.5%
5% below avg
Poverty Rate
6.2%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 27.5%
Graduate degree 15.4%

👥 Demographics

Median Age 45
Male median age 43.7
Female median age 46.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
88.5%
Good air days/yr
117
Max AQI recorded
127
PM2.5 days
236
Ozone days

Frequently Asked Questions

What is the cost of living in Petaluma, CA?

Petaluma has a cost index of 237 (100 = national average). It is 137% above the national average.

What is average rent in Petaluma, CA?

The median gross rent in Petaluma is $2,379 per month based on 2023 Census data.

What is the average home price in Petaluma?

The median home value in Petaluma is $834,900 according to Zillow and Census data.

What is the median income in Petaluma?

The median household income in Petaluma is $109,823 per year (2023 ACS 5-year estimates).

What is the sales tax in Petaluma, CA?

The combined state and local sales tax rate in Petaluma is 8.7%. The California state income tax top rate is 13.3%.

Is Petaluma, CA affordable?

Petaluma is above average in cost of living, with an index of 237 — about 137% higher than the national average.