Cost of Living in Del Mar, CA

Population 3,921 · California · Data vintage 2023

496
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Del Mar's housing market is in a category of its own — median home values around $2 million sit roughly 7 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Located 12 miles south of Carlsbad, Del Mar falls within that metro's commuting orbit. Median home values run roughly 73% higher than Carlsbad's $1.2 million.

Cost Overview

Housing 656
Rent 257

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Del Mar

The median home value in Del Mar is $2,000,001 — 556% above the national median of $305,000. Median rent runs $3,377/month, 157% higher than the national median of $1,314/month. The median household income of $192,845/year is 159% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Del Mar has a cost of living index of 496 versus the US average of 100, meaning it is 396% more expensive.

🏠 Housing

Median Home Value
$2,000,001
556% above avg
Zillow Home Value
$214,282
Zillow ZHVI
Median Rent
$3,377/mo
157% above avg
Zillow Rent
$2,445/mo
Zillow ZORI
Price-to-Rent Ratio
49.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 54.3%
Renter-occupied 45.7%

💰 Estimated Monthly Budget

Rent median rent
$3,377
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,991/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
40.9%

Commute Mode

Drove alone
54.2%
Carpooled
2.8%
Public transit
0.6%
Bicycle
0.6%
Work from home
40.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$192,845
159% above avg
Per Capita Income
$131,699
Unemployment Rate
2.5%
48% below avg
Poverty Rate
2.5%
Labor Force Participation
61.8%

🎓 Education

Bachelor's degree+ 37.5%
Graduate degree 47.2%

👥 Demographics

Median Age 55.5
Male median age 55.5
Female median age 56.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Del Mar, CA?

Del Mar has a cost index of 496 (100 = national average). It is 396% above the national average.

What is average rent in Del Mar, CA?

The median gross rent in Del Mar is $3,377 per month based on 2023 Census data.

What is the average home price in Del Mar?

The median home value in Del Mar is $2,000,001 according to Zillow and Census data.

What is the median income in Del Mar?

The median household income in Del Mar is $192,845 per year (2023 ACS 5-year estimates).

What is the sales tax in Del Mar, CA?

The combined state and local sales tax rate in Del Mar is 8.7%. The California state income tax top rate is 13.3%.

Is Del Mar, CA affordable?

Del Mar is above average in cost of living, with an index of 496 — about 396% higher than the national average.