Cost of Living in Discovery Bay, CA

Population 15,243 · California · Data vintage 2023

243
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Discovery Bay sits 159% above the national median — $789,000 for the typical home — but median household incomes near $154,792 (108% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 8.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Discovery Bay sits roughly 12 miles east of Antioch. Median home values run roughly 30% higher than Antioch's $607,000.

Cost Overview

Housing 259
Rent 220

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Discovery Bay

The median home value in Discovery Bay is $789,400 — 159% above the national median of $305,000. Median rent runs $2,897/month, 120% higher than the national median of $1,314/month. The median household income of $154,792/year is 108% higher than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Discovery Bay has a cost of living index of 243 versus the US average of 100, meaning it is 143% more expensive.

🏠 Housing

Median Home Value
$789,400
159% above avg
Zillow Home Value
$785,547
Zillow ZHVI
Median Rent
$2,897/mo
120% above avg
Zillow Rent
$3,437/mo
Zillow ZORI
Price-to-Rent Ratio
22.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 88.7%
Renter-occupied 11.3%

💰 Estimated Monthly Budget

Rent median rent
$2,897
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,511/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
44.7 min
66% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.9%

Commute Mode

Drove alone
66.9%
Carpooled
10.6%
Public transit
0.3%
Walked
0.8%
Bicycle
0.5%
Work from home
18.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$154,792
108% above avg
Per Capita Income
$64,234
Unemployment Rate
8.1%
69% above avg
Poverty Rate
6.0%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 11.1%

👥 Demographics

Median Age 44.4
Male median age 42.5
Female median age 45.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.4%
Good air days/yr
110
Max AQI recorded
270
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Discovery Bay, CA?

Discovery Bay has a cost index of 243 (100 = national average). It is 143% above the national average.

What is average rent in Discovery Bay, CA?

The median gross rent in Discovery Bay is $2,897 per month based on 2023 Census data.

What is the average home price in Discovery Bay?

The median home value in Discovery Bay is $789,400 according to Zillow and Census data.

What is the median income in Discovery Bay?

The median household income in Discovery Bay is $154,792 per year (2023 ACS 5-year estimates).

What is the sales tax in Discovery Bay, CA?

The combined state and local sales tax rate in Discovery Bay is 8.7%. The California state income tax top rate is 13.3%.

Is Discovery Bay, CA affordable?

Discovery Bay is above average in cost of living, with an index of 243 — about 143% higher than the national average.

Discovery Bay at a Glance

Population
15,243
Median Income
$154,792
Home Value
$789,400
Median Rent
$2,897/mo
Unemployment
8.1%
Sales Tax
8.7%
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Explore county-level cost of living data

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