Cost of Living in Oakley, CA

Population 44,311 · California · Data vintage 2023

186
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Oakley run well above the national baseline, with a median of $633,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $132,067 place the city among the better-paid California metros.

Geographically, Oakley sits roughly 6 miles east of Antioch. Housing prices track closely with Antioch's $607,000 median.

Cost Overview

Housing 207
Rent 155

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oakley

The median home value in Oakley is $632,800 — 107% above the national median of $305,000. Median rent runs $2,031/month, 55% higher than the national median of $1,314/month. The median household income of $132,067/year is 77% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Oakley has a cost of living index of 186 versus the US average of 100, meaning it is 86% more expensive.

🏠 Housing

Median Home Value
$632,800
107% above avg
Zillow Home Value
$658,402
Zillow ZHVI
Median Rent
$2,031/mo
55% above avg
Zillow Rent
$3,258/mo
Zillow ZORI
Price-to-Rent Ratio
26.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.1%
Renter-occupied 22.9%

💰 Estimated Monthly Budget

Rent median rent
$2,031
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,645/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
46.1 min
71% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.6%

Commute Mode

Drove alone
73.4%
Carpooled
8.7%
Public transit
2.2%
Walked
0.4%
Bicycle
0.1%
Work from home
14.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$132,067
77% above avg
Per Capita Income
$43,879
Unemployment Rate
5.5%
15% above avg
Poverty Rate
6.7%
Labor Force Participation
69.0%

🎓 Education

Bachelor's degree+ 17.8%
Graduate degree 5.3%

👥 Demographics

Median Age 36.4
Male median age 36.6
Female median age 36.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.4%
Good air days/yr
110
Max AQI recorded
270
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Oakley, CA?

Oakley has a cost index of 186 (100 = national average). It is 86% above the national average.

What is average rent in Oakley, CA?

The median gross rent in Oakley is $2,031 per month based on 2023 Census data.

What is the average home price in Oakley?

The median home value in Oakley is $632,800 according to Zillow and Census data.

What is the median income in Oakley?

The median household income in Oakley is $132,067 per year (2023 ACS 5-year estimates).

What is the sales tax in Oakley, CA?

The combined state and local sales tax rate in Oakley is 8.7%. The California state income tax top rate is 13.3%.

Is Oakley, CA affordable?

Oakley is above average in cost of living, with an index of 186 — about 86% higher than the national average.

Oakley at a Glance

Population
44,311
Median Income
$132,067
Home Value
$632,800
Median Rent
$2,031/mo
Unemployment
5.5%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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