Cost of Living in El Cerrito, CA

Population 5,121 · California · Data vintage 2023

172
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in El Cerrito run well above the national baseline, with a median of $598,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $122,472 place the city among the better-paid California metros.

Geographically, El Cerrito is part of the immediate Corona metro area. Median home values run roughly 9% lower than Corona's $657,000.

Cost Overview

Housing 196
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in El Cerrito

The median home value in El Cerrito is $598,000 — 96% above the national median of $305,000. Median rent runs $1,776/month, 35% higher than the national median of $1,314/month. The median household income of $122,472/year is 64% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, El Cerrito has a cost of living index of 172 versus the US average of 100, meaning it is 72% more expensive.

🏠 Housing

Median Home Value
$598,000
96% above avg
Zillow Home Value
$1,107,671
Zillow ZHVI
Median Rent
$1,776/mo
35% above avg
Zillow Rent
$2,485/mo
Zillow ZORI
Price-to-Rent Ratio
28.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 79.4%
Renter-occupied 20.6%

💰 Estimated Monthly Budget

Rent median rent
$1,776
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,390/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.7 min
51% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
78.2%
Carpooled
15.0%
Walked
0.7%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$122,472
64% above avg
Per Capita Income
$37,484
Unemployment Rate
4.0%
17% below avg
Poverty Rate
5.4%
Labor Force Participation
58.3%

🎓 Education

Bachelor's degree+ 11.3%
Graduate degree 3.0%

👥 Demographics

Median Age 35.7
Male median age 35.3
Female median age 36.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.4%
Good air days/yr
110
Max AQI recorded
270
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in El Cerrito, CA?

El Cerrito has a cost index of 172 (100 = national average). It is 72% above the national average.

What is average rent in El Cerrito, CA?

The median gross rent in El Cerrito is $1,776 per month based on 2023 Census data.

What is the average home price in El Cerrito?

The median home value in El Cerrito is $598,000 according to Zillow and Census data.

What is the median income in El Cerrito?

The median household income in El Cerrito is $122,472 per year (2023 ACS 5-year estimates).

What is the sales tax in El Cerrito, CA?

The combined state and local sales tax rate in El Cerrito is 8.7%. The California state income tax top rate is 13.3%.

Is El Cerrito, CA affordable?

El Cerrito is above average in cost of living, with an index of 172 — about 72% higher than the national average.