Cost of Living in Quincy, MA

Population 101,361 · Massachusetts · Data vintage 2023

178
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Quincy sits 96% above the national median — $598,000 for the typical home — but median household incomes near $95,711 (28% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 196
Rent 152

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Quincy

The median home value in Quincy is $598,100 — 96% above the national median of $305,000. Median rent runs $1,998/month, 52% higher than the national median of $1,314/month. The median household income of $95,711/year is 28% higher than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 58.4°F and lows of 41.0°F, with about 69.3" of annual snowfall. Overall, Quincy has a cost of living index of 178 versus the US average of 100, meaning it is 78% more expensive.

🏠 Housing

Median Home Value
$598,100
96% above avg
Zillow Home Value
$663,169
Zillow ZHVI
Median Rent
$1,998/mo
52% above avg
Zillow Rent
$2,662/mo
Zillow ZORI
Price-to-Rent Ratio
24.9x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 45.0%
Renter-occupied 55.0%

💰 Estimated Monthly Budget

Rent median rent
$1,998
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,612/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.9 min
40% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.1%

Commute Mode

Drove alone
53.0%
Carpooled
6.7%
Public transit
17.7%
Walked
2.6%
Bicycle
0.1%
Work from home
18.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$95,711
28% above avg
Per Capita Income
$53,273
Unemployment Rate
7.1%
48% above avg
Poverty Rate
11.4%
Labor Force Participation
70.8%

🎓 Education

Bachelor's degree+ 28.0%
Graduate degree 20.7%

👥 Demographics

Median Age 39
Male median age 38.3
Female median age 40

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.4°F
Avg Low
41.0°F
Annual Precip
53.3"
Annual Snowfall
69.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353745576776828072615040
Low °F 192128374756636255443426
Precip" 4.463.975.434.613.804.573.423.854.225.294.325.33
Snow" 18.221.212.81.80.00.00.00.00.00.81.712.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
75.6%
Good air days/yr
136
Max AQI recorded
135
PM2.5 days
229
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
13.6:1
Student-teacher ratio
19
Public schools
9,625
Total enrollment

Frequently Asked Questions

What is the cost of living in Quincy, MA?

Quincy has a cost index of 178 (100 = national average). It is 78% above the national average.

What is average rent in Quincy, MA?

The median gross rent in Quincy is $1,998 per month based on 2023 Census data.

What is the average home price in Quincy?

The median home value in Quincy is $598,100 according to Zillow and Census data.

What is the median income in Quincy?

The median household income in Quincy is $95,711 per year (2023 ACS 5-year estimates).

What is the sales tax in Quincy, MA?

The combined state and local sales tax rate in Quincy is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Quincy, MA affordable?

Quincy is above average in cost of living, with an index of 178 — about 78% higher than the national average.

What is the weather like in Quincy?

Quincy has average high temperatures of 58.4°F and average lows of 41.0°F. Annual precipitation is 53.3". Average annual snowfall is 69.3". Data from NOAA 1991–2020 Climate Normals.

Quincy at a Glance

Population
101,361
Median Income
$95,711
Home Value
$598,100
Median Rent
$1,998/mo
Unemployment
7.1%
Avg High Temp
58.4°F
Sales Tax
6.3%
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