Cost of Living in Jamul, CA

Population 6,617 · California · Data vintage 2023

296
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jamul's housing market reflects its status as a high-earning metro: $961,000 for a typical home, 215% above the US median, paired with household incomes around $148,740 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Jamul sits roughly 8 miles southeast of El Cajon — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 52% higher than El Cajon's $633,000.

Cost Overview

Housing 315
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jamul

The median home value in Jamul is $961,300 — 215% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $148,740/year is 99% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Jamul has a cost of living index of 296 versus the US average of 100, meaning it is 196% more expensive.

🏠 Housing

Median Home Value
$961,300
215% above avg
Zillow Home Value
$1,015,324
Zillow ZHVI
Median Rent
$3,501/mo
166% above avg
Price-to-Rent Ratio
22.9x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 96.6%
Renter-occupied 3.4%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.3 min
38% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.9%

Commute Mode

Drove alone
79.7%
Carpooled
4.7%
Public transit
0.5%
Walked
0.0%
Work from home
14.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$148,740
99% above avg
Per Capita Income
$55,905
Unemployment Rate
2.7%
44% below avg
Poverty Rate
3.7%
Labor Force Participation
56.1%

🎓 Education

Bachelor's degree+ 20.2%
Graduate degree 14.1%

👥 Demographics

Median Age 47.6
Male median age 48.6
Female median age 47

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Jamul, CA?

Jamul has a cost index of 296 (100 = national average). It is 196% above the national average.

What is average rent in Jamul, CA?

The median gross rent in Jamul is $3,501 per month based on 2023 Census data.

What is the average home price in Jamul?

The median home value in Jamul is $961,300 according to Zillow and Census data.

What is the median income in Jamul?

The median household income in Jamul is $148,740 per year (2023 ACS 5-year estimates).

What is the sales tax in Jamul, CA?

The combined state and local sales tax rate in Jamul is 8.7%. The California state income tax top rate is 13.3%.

Is Jamul, CA affordable?

Jamul is above average in cost of living, with an index of 296 — about 196% higher than the national average.