Cost of Living in Loma Linda, CA

Population 25,021 · California · Data vintage 2023

163
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Loma Linda sits 83% above the national median — $558,000 for the typical home — but median household incomes near $82,824 (11% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Loma Linda sits roughly 7 miles southeast of San Bernardino. Median home values run roughly 45% higher than San Bernardino's $385,000.

Cost Overview

Housing 183
Rent 134

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Loma Linda

The median home value in Loma Linda is $557,800 — 83% above the national median of $305,000. Median rent runs $1,759/month, 34% higher than the national median of $1,314/month. The median household income of $82,824/year is 11% higher than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Loma Linda has a cost of living index of 163 versus the US average of 100, meaning it is 63% more expensive.

🏠 Housing

Median Home Value
$557,800
83% above avg
Zillow Home Value
$634,375
Zillow ZHVI
Median Rent
$1,759/mo
34% above avg
Zillow Rent
$2,366/mo
Zillow ZORI
Price-to-Rent Ratio
26.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 40.0%
Renter-occupied 60.0%

💰 Estimated Monthly Budget

Rent median rent
$1,759
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,373/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.4 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.9%

Commute Mode

Drove alone
69.5%
Carpooled
10.0%
Walked
6.8%
Bicycle
1.0%
Work from home
11.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$82,824
11% above avg
Per Capita Income
$43,108
Unemployment Rate
6.4%
33% above avg
Poverty Rate
11.6%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 27.1%
Graduate degree 24.8%

👥 Demographics

Median Age 37
Male median age 34.8
Female median age 40.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 71 — Moderate
13.7%
Good air days/yr
214
Max AQI recorded
137
PM2.5 days
205
Ozone days

Frequently Asked Questions

What is the cost of living in Loma Linda, CA?

Loma Linda has a cost index of 163 (100 = national average). It is 63% above the national average.

What is average rent in Loma Linda, CA?

The median gross rent in Loma Linda is $1,759 per month based on 2023 Census data.

What is the average home price in Loma Linda?

The median home value in Loma Linda is $557,800 according to Zillow and Census data.

What is the median income in Loma Linda?

The median household income in Loma Linda is $82,824 per year (2023 ACS 5-year estimates).

What is the sales tax in Loma Linda, CA?

The combined state and local sales tax rate in Loma Linda is 8.7%. The California state income tax top rate is 13.3%.

Is Loma Linda, CA affordable?

Loma Linda is above average in cost of living, with an index of 163 — about 63% higher than the national average.

Loma Linda at a Glance

Population
25,021
Median Income
$82,824
Home Value
$557,800
Median Rent
$1,759/mo
Unemployment
6.4%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs