Cost of Living in Grand Terrace, CA

Population 13,069 · California · Data vintage 2023

146
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Grand Terrace is a smaller California community of around 13000 residents, where median household incomes of $83,668 and housing costs ($466,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 7 miles southeast of Rialto, Grand Terrace falls within that metro's commuting orbit. Housing prices track closely with Rialto's $454,000 median.

Cost Overview

Housing 153
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grand Terrace

The median home value in Grand Terrace is $465,800 — 53% above the national median of $305,000. Median rent runs $1,782/month, 36% higher than the national median of $1,314/month. The median household income of $83,668/year is 12% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Grand Terrace has a cost of living index of 146 versus the US average of 100, meaning it is 46% more expensive.

🏠 Housing

Median Home Value
$465,800
53% above avg
Zillow Home Value
$580,391
Zillow ZHVI
Median Rent
$1,782/mo
36% above avg
Zillow Rent
$2,166/mo
Zillow ZORI
Price-to-Rent Ratio
21.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 61.0%
Renter-occupied 39.0%

💰 Estimated Monthly Budget

Rent median rent
$1,782
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,396/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
77.7%
Carpooled
9.4%
Public transit
0.7%
Walked
2.1%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$83,668
12% above avg
Per Capita Income
$36,267
Unemployment Rate
6.9%
43% above avg
Poverty Rate
7.0%
Labor Force Participation
62.2%

🎓 Education

Bachelor's degree+ 17.5%
Graduate degree 11.0%

👥 Demographics

Median Age 37.2
Male median age 35.5
Female median age 38.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 71 — Moderate
13.7%
Good air days/yr
214
Max AQI recorded
137
PM2.5 days
205
Ozone days

Frequently Asked Questions

What is the cost of living in Grand Terrace, CA?

Grand Terrace has a cost index of 146 (100 = national average). It is 46% above the national average.

What is average rent in Grand Terrace, CA?

The median gross rent in Grand Terrace is $1,782 per month based on 2023 Census data.

What is the average home price in Grand Terrace?

The median home value in Grand Terrace is $465,800 according to Zillow and Census data.

What is the median income in Grand Terrace?

The median household income in Grand Terrace is $83,668 per year (2023 ACS 5-year estimates).

What is the sales tax in Grand Terrace, CA?

The combined state and local sales tax rate in Grand Terrace is 8.7%. The California state income tax top rate is 13.3%.

Is Grand Terrace, CA affordable?

Grand Terrace is above average in cost of living, with an index of 146 — about 46% higher than the national average.

Grand Terrace at a Glance

Population
13,069
Median Income
$83,668
Home Value
$465,800
Median Rent
$1,782/mo
Unemployment
6.9%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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