Cost of Living in Severn, MD

Population 58,041 · Maryland · Data vintage 2023

155
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Severn's cost indicators track within a reasonable band of national figures, with median household incomes near $130,627 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Geographically, Severn sits roughly 10 miles east of Columbia. Housing prices track closely with Columbia's $480,000 median.

Cost Overview

Housing 153
Rent 158

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Severn

The median home value in Severn is $465,600 — 53% above the national median of $305,000. Median rent runs $2,082/month, 58% higher than the national median of $1,314/month. The median household income of $130,627/year is 75% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Severn has a cost of living index of 155 versus the US average of 100, meaning it is 55% more expensive.

🏠 Housing

Median Home Value
$465,600
53% above avg
Zillow Home Value
$508,177
Zillow ZHVI
Median Rent
$2,082/mo
58% above avg
Zillow Rent
$2,105/mo
Zillow ZORI
Price-to-Rent Ratio
18.6x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 72.3%
Renter-occupied 27.8%

💰 Estimated Monthly Budget

Rent median rent
$2,082
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,696/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.8 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.5%

Commute Mode

Drove alone
72.9%
Carpooled
5.9%
Public transit
2.8%
Walked
0.9%
Bicycle
0.2%
Work from home
15.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$130,627
75% above avg
Per Capita Income
$56,802
Unemployment Rate
5.1%
6% above avg
Poverty Rate
5.7%
Labor Force Participation
72.8%

🎓 Education

Bachelor's degree+ 24.1%
Graduate degree 20.4%

👥 Demographics

Median Age 36.8
Male median age 36.6
Female median age 37.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Severn, MD?

Severn has a cost index of 155 (100 = national average). It is 55% above the national average.

What is average rent in Severn, MD?

The median gross rent in Severn is $2,082 per month based on 2023 Census data.

What is the average home price in Severn?

The median home value in Severn is $465,600 according to Zillow and Census data.

What is the median income in Severn?

The median household income in Severn is $130,627 per year (2023 ACS 5-year estimates).

What is the sales tax in Severn, MD?

The combined state and local sales tax rate in Severn is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Severn, MD affordable?

Severn is above average in cost of living, with an index of 155 — about 55% higher than the national average.

Severn at a Glance

Population
58,041
Median Income
$130,627
Home Value
$465,600
Median Rent
$2,082/mo
Unemployment
5.1%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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