Cost of Living in Jessup, MD

Population 9,147 · Maryland · Data vintage 2023

149
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jessup is a smaller Maryland community of around 9000 residents, where median household incomes of $122,574 and housing costs ($437,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 6 miles southeast of Columbia, Jessup falls within that metro's commuting orbit. Median home values run roughly 9% lower than Columbia's $480,000.

Cost Overview

Housing 143
Rent 156

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jessup

The median home value in Jessup is $437,300 — 43% above the national median of $305,000. Median rent runs $2,056/month, 56% higher than the national median of $1,314/month. The median household income of $122,574/year is 64% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Jessup has a cost of living index of 149 versus the US average of 100, meaning it is 49% more expensive.

🏠 Housing

Median Home Value
$437,300
43% above avg
Zillow Home Value
$514,260
Zillow ZHVI
Median Rent
$2,056/mo
56% above avg
Zillow Rent
$2,584/mo
Zillow ZORI
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 52.4%
Renter-occupied 47.6%

💰 Estimated Monthly Budget

Rent median rent
$2,056
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,670/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.0 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.4%

Commute Mode

Drove alone
80.2%
Carpooled
4.4%
Public transit
6.7%
Walked
1.2%
Work from home
7.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$122,574
64% above avg
Per Capita Income
$26,334
Unemployment Rate
4.4%
8% below avg
Poverty Rate
8.0%
Labor Force Participation
28.5%

🎓 Education

Bachelor's degree+ 11.8%
Graduate degree 7.0%

👥 Demographics

Median Age 36.5
Male median age 37
Female median age 34.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Jessup, MD?

Jessup has a cost index of 149 (100 = national average). It is 49% above the national average.

What is average rent in Jessup, MD?

The median gross rent in Jessup is $2,056 per month based on 2023 Census data.

What is the average home price in Jessup?

The median home value in Jessup is $437,300 according to Zillow and Census data.

What is the median income in Jessup?

The median household income in Jessup is $122,574 per year (2023 ACS 5-year estimates).

What is the sales tax in Jessup, MD?

The combined state and local sales tax rate in Jessup is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Jessup, MD affordable?

Jessup is above average in cost of living, with an index of 149 — about 49% higher than the national average.

Jessup at a Glance

Population
9,147
Median Income
$122,574
Home Value
$437,300
Median Rent
$2,056/mo
Unemployment
4.4%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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