Cost of Living in Maryland City, MD

Population 18,669 · Maryland · Data vintage 2023

144
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Maryland City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $393,000. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Maryland City sits roughly 7 miles southeast of Columbia. Median home values run roughly 18% lower than Columbia's $480,000.

Cost Overview

Housing 129
Rent 167

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Maryland City

The median home value in Maryland City is $392,500 — 29% above the national median of $305,000. Median rent runs $2,199/month, 67% higher than the national median of $1,314/month. The median household income of $109,530/year is 47% higher than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Maryland City has a cost of living index of 144 versus the US average of 100, meaning it is 44% more expensive.

🏠 Housing

Median Home Value
$392,500
29% above avg
Median Rent
$2,199/mo
67% above avg
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 59.8%
Renter-occupied 40.2%

💰 Estimated Monthly Budget

Rent median rent
$2,199
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,813/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.2 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.7%

Commute Mode

Drove alone
72.6%
Carpooled
5.9%
Public transit
3.3%
Walked
0.9%
Work from home
16.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$109,530
47% above avg
Per Capita Income
$50,191
Unemployment Rate
7.1%
48% above avg
Poverty Rate
10.1%
Labor Force Participation
77.5%

🎓 Education

Bachelor's degree+ 28.9%
Graduate degree 19.2%

👥 Demographics

Median Age 35.6
Male median age 36.9
Female median age 33.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Maryland City, MD?

Maryland City has a cost index of 144 (100 = national average). It is 44% above the national average.

What is average rent in Maryland City, MD?

The median gross rent in Maryland City is $2,199 per month based on 2023 Census data.

What is the average home price in Maryland City?

The median home value in Maryland City is $392,500 according to 2023 Census ACS data.

What is the median income in Maryland City?

The median household income in Maryland City is $109,530 per year (2023 ACS 5-year estimates).

What is the sales tax in Maryland City, MD?

The combined state and local sales tax rate in Maryland City is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Maryland City, MD affordable?

Maryland City is above average in cost of living, with an index of 144 — about 44% higher than the national average.

Maryland City at a Glance

Population
18,669
Median Income
$109,530
Home Value
$392,500
Median Rent
$2,199/mo
Unemployment
7.1%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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