Cost of Living in Ferndale, MD
Population 17,076 · Maryland · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Ferndale a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $325,000.
Located 8 miles south of Baltimore, Ferndale falls within that metro's commuting orbit. Median home values run roughly 48% higher than Baltimore's $219,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ferndale
The median home value in Ferndale is $325,400 — 7% above the national median of $305,000. Median rent runs $1,708/month, 30% higher than the national median of $1,314/month. The median household income of $92,391/year is 24% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 66.6°F and lows of 45.9°F, with about 19.3" of annual snowfall. Overall, Ferndale has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 43 | 46 | 55 | 67 | 76 | 84 | 89 | 87 | 80 | 68 | 57 | 48 |
| Low °F | 25 | 27 | 34 | 44 | 53 | 63 | 68 | 66 | 59 | 47 | 37 | 30 |
| Precip" | 3.08 | 2.90 | 4.01 | 3.39 | 3.85 | 3.98 | 4.48 | 4.09 | 4.44 | 3.94 | 3.13 | 3.71 |
| Snow" | 6.4 | 7.5 | 2.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 2.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Ferndale, MD?
Ferndale has a cost index of 116 (100 = national average). It is 16% above the national average.
What is average rent in Ferndale, MD?
The median gross rent in Ferndale is $1,708 per month based on 2023 Census data.
What is the average home price in Ferndale?
The median home value in Ferndale is $325,400 according to 2023 Census ACS data.
What is the median income in Ferndale?
The median household income in Ferndale is $92,391 per year (2023 ACS 5-year estimates).
What is the sales tax in Ferndale, MD?
The combined state and local sales tax rate in Ferndale is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Ferndale, MD affordable?
Ferndale is above average in cost of living, with an index of 116 — about 16% higher than the national average.
What is the weather like in Ferndale?
Ferndale has average high temperatures of 66.6°F and average lows of 45.9°F. Annual precipitation is 45". Average annual snowfall is 19.3". Data from NOAA 1991–2020 Climate Normals.
Ferndale at a Glance
- Population
- 17,076
- Median Income
- $92,391
- Home Value
- $325,400
- Median Rent
- $1,708/mo
- Unemployment
- 5.5%
- Avg High Temp
- 66.6°F
- Sales Tax
- 6.0%
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