Cost of Living in Los Gatos, CA

Population 32,773 · California · Data vintage 2023

484
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Los Gatos's housing market is in a category of its own — median home values around $2 million sit roughly 7 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents.

Los Gatos sits roughly 9 miles southwest of San Jose — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 68% higher than San Jose's $1.2 million.

Cost Overview

Housing 656
Rent 226

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Los Gatos

The median home value in Los Gatos is $2,000,001 — 556% above the national median of $305,000. Median rent runs $2,969/month, 126% higher than the national median of $1,314/month. The median household income of $207,891/year is 179% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Los Gatos has a cost of living index of 484 versus the US average of 100, meaning it is 384% more expensive.

🏠 Housing

Median Home Value
$2,000,001
556% above avg
Zillow Home Value
$2,554,572
Zillow ZHVI
Median Rent
$2,969/mo
126% above avg
Zillow Rent
$3,749/mo
Zillow ZORI
Price-to-Rent Ratio
56.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 62.5%
Renter-occupied 37.5%

💰 Estimated Monthly Budget

Rent median rent
$2,969
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,583/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.1 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
29.8%

Commute Mode

Drove alone
60.5%
Carpooled
4.5%
Public transit
0.5%
Walked
2.6%
Bicycle
0.8%
Work from home
29.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$207,891
179% above avg
Per Capita Income
$125,734
Unemployment Rate
4.3%
11% below avg
Poverty Rate
4.1%
Labor Force Participation
60.9%

🎓 Education

Bachelor's degree+ 38.2%
Graduate degree 36.7%

👥 Demographics

Median Age 45.2
Male median age 44.5
Female median age 45.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
65.8%
Good air days/yr
134
Max AQI recorded
179
PM2.5 days
184
Ozone days

Frequently Asked Questions

What is the cost of living in Los Gatos, CA?

Los Gatos has a cost index of 484 (100 = national average). It is 384% above the national average.

What is average rent in Los Gatos, CA?

The median gross rent in Los Gatos is $2,969 per month based on 2023 Census data.

What is the average home price in Los Gatos?

The median home value in Los Gatos is $2,000,001 according to Zillow and Census data.

What is the median income in Los Gatos?

The median household income in Los Gatos is $207,891 per year (2023 ACS 5-year estimates).

What is the sales tax in Los Gatos, CA?

The combined state and local sales tax rate in Los Gatos is 8.7%. The California state income tax top rate is 13.3%.

Is Los Gatos, CA affordable?

Los Gatos is above average in cost of living, with an index of 484 — about 384% higher than the national average.